1401 Todd Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1401 Todd Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,165 sqft · built 1946
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2024)
Tax Bill	$2,154 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.048.2780`

Property Details

APN / Parcel Number

Primary APN	`34.048.2780`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Unfinished Basement	1,165 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Deck Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1401 TODD AVE
City	ALBERT LEA
State	MN
Zip	56007-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACADEMY ADDITION LOT-036 BLOCK-008 LOT 36 LESS S 20 FT & LOT 37 BLK 8 ACADEMY ADDITION
Legal Subdivision	ACADEMY ADDITION
Legal Block	8
Legal Lot Number	36
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3020
Census Tract	180600

Owner

1401 Todd Ave is owned and occupied by an individual who bought it in November 2024.

Source: Freeborn County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND
Jul 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20241709112
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 7, 2021
Property Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163
Document Number	A549160
Instrument Date	Jun 4, 2021
Instrument	A549160
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163

Mortgage

Document Number	A549161
Date	Jun 7, 2021
Instrument	A549161

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A528322
Date	Jul 31, 2017
Instrument	A528322

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 28, 2017
Property Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163
Document Number	CRV697866
Instrument Date	Jul 28, 2017
Instrument	CRV697866
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22116 770TH AVE, 22116, ALBERT LEA, MN 56007-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 TODD AVE, ALBERT LEA, MN 56007-3163

Tax Assessment & Valuation

The 2026 property tax bill for 1401 Todd Ave was $2,154 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,154.00 Homeowner's exemption	$137,900 Land $23,200 Building $114,700	$137,900 Land $23,200 Building $114,700
2025	$2,154.00
2023	$1,668.00 Homeowner's exemption	$127,400 Land $16,600 Building $110,800	$127,400 Land $16,600 Building $110,800
2020	$946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Todd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Todd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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