1401 Sunset St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1401 Sunset St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,950 sqft · built 1967
Lot Size	0.296 acres (12,929 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2019)
Tax Bill	$5,542 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.104.0030`

Property Details

APN / Parcel Number

Primary APN	`34.104.0030`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Basement Area	1,620 sqft
Finished Basement	1,620 sqft
Unfinished Basement	1,950 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,929 sqft (0.296 acres)
Garage Type	Attached
Garage Area	912 sqft
Porch	Slab
Porch Area	588 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1401 SUNSET ST
City	ALBERT LEA
State	MN
Zip	56007-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYSIDE ADDITION LOT-1&2 BLOCK-001 REV DESC NO. 3505 PT LOTS 1 & 2 BLK 1 SUNNYSIDE ADD CITY OF ALBERT LEA
Legal Subdivision	SUNNYSIDE ADDITION
Legal Block	1
Legal Lot Number	1&2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2019
Census Tract	180400

Owner

1401 Sunset St is owned and occupied by an individual who bought it in May 2019.

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
May 30, 2019	Warranty Deed, Transfer · VA Mortgage PRIMESOURCE FUNDING INC
May 2, 2018	Deed, Transfer · Commercial Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	2019V959721
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A534715
Date	Oct 15, 2018
Instrument	A534715

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 2, 2019

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A533934
Date	Aug 24, 2018
Instrument	A533934

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 2, 2019

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 30, 2019
Property Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Document Number	0CRV959721
Instrument Date	May 30, 2019
Instrument	CRV959721
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, NICOLLET, MN 56074-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Investor	Possibly a Property Investor

Mortgage

Document Number	000A537736
Date	Jun 3, 2019
Instrument	A537736

Lender

Name	PRIMESOURCE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	May 2, 2018
Property Address	1401 SUNSET ST, ALBERT LEA, MN 56007-1546
Document Number	0CRV804117
Instrument Date	May 2, 2018
Instrument	CRV804117
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RIVER PARK DR, MANKATO, MN 56001-7829
Investor	Possibly a Property Investor

Mortgage

Document Number	000A532224
Date	May 4, 2018
Instrument	A532224

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 2, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1401 Sunset St was $5,542 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,542.00 Homeowner's exemption	$390,900 Land $64,600 Building $326,300	$390,900 Land $64,600 Building $326,300
2025	$5,542.00
2023	$7,056.00 Homeowner's exemption	$524,900 Land $129,300 Building $395,600	$524,900 Land $129,300 Building $395,600
2020	$6,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Sunset St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Sunset St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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