Hamilton County property record for 1401 Summe Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,800 sqft · built 1983 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $158,000 (Sep 2005) |
| Tax Bill | $3,136 (2025) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0010-0050-00 |
| Primary APN | 593-0010-0050-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 812 sqft |
| 2nd Floor Area | 988 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 170 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1401 SUMME DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMME DR 64 X 170 IRR LOT 46 SUMME ACRES SUB BLK B |
| Legal Subdivision | SUMME ACRES SUB |
| Legal Block | B |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21702 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1401 SUMME DR, CINCINNATI, OH 45231-3225 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on Record |
| Deed Sale | Sep 1, 2005 · Amount on Record |
| Prior Sale | Sep 1, 2005 · Amount on Record |
| Deed Document Number | 0000000196 |
| Deed Book / Page | 10029 / 01858 |
| Last Transfer Date | Dec 28, 2006 |
| Transfer Doc | 0000201130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1401 SUMME DR, CINCINNATI, OH 45231-3225 |
| Document Number | 0000005181 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1401 SUMME DR CINCINNATI OH 452313225, CINCINNATI, OH 45231-3225 |
| Document Number | 0000005181 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 013586/001154 |
| Instrument | 5181 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OH 73134 |
| Amount | Amount Recorded |
|---|---|
| Term | 216 Months |
| Due | Jan 17, 2036 |
| Rate | 2.5% |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,136.00 (+0.42%) Homeowner's exemption | $70,046 (-) Land $10,220 Building $59,826 | |
| 2024 | $3,123.00 (-2.19%) Homeowner's exemption | $70,046 (-) Land $10,220 Building $59,826 | |
| 2023 | $3,193.00 (+31.35%) Homeowner's exemption | $70,046 (+66.97%) Land $10,220 Building $59,826 | $200,130 (+66.97%) Land $29,200 Building $170,930 |
| 2022 | $2,431.00 Homeowner's exemption | $41,952 Land $8,544 Building $33,408 | |
| 2020 | $119,860 Land $24,410 Building $95,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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