Berks County property record for 1401 Stone Ridge Rd, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,656 sqft · built 2007 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2018) |
| Tax Bill | $3,678 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4387-18-41-7806 |
| Primary APN | 4387-18-41-7806 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,656 sqft Living Area |
| Basement Area | 1,690 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80001846 |
|---|---|
| Street Address | 1401 STONE RIDGE RD |
| City | READING |
| State | PA |
| Zip | 19608-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REEDY ESTATES |
| Legal Block | 41 |
| Legal Lot Number | 36 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10903 |
1401 Stone Ridge Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 STONE RIDGE RD, READING, PA 19608-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Jul 2, 2018 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI MILEND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 201821971 |
| Prior Transfer Date | May 16, 2014 |
| Prior Transfer Doc | 0000015784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1401 STONE RIDGE RD, SINKING SPRING, PA 19608-9534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000040099 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021040099 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1401 STONE RIDGE RD, SINKING SPRING, PA 19608-9534 |
| Document Number | 0000005317 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1401 STONE RIDGE RD READING PA 196089534, READING, PA 19608-9534 |
| Document Number | 0000005317 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 5317 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 10, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 2, 2018 |
| Property Address | 1401 STONE RIDGE RD, SINKING SPRING, PA 19608-9534 |
| Document Number | 0000021971 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018021971 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 STONE RIDGE RD, SINKING SPRING, PA 19608-9534 |
| Document Number | 0000021972 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018021972 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1401 STONE RIDGE RD, SINKING SPRING, PA 19608-9534 |
| Document Number | 0000041819 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1401 STONE RIDGE RD SINKING SPRING PA 196089534, SINKING SPRING, PA 19608-9534 |
| Document Number | 0000041819 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 41819 |
| Name | MILEND |
|---|---|
| Address | ATLANTA, GA 30350 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 7, 2032 |
The 2026 property tax bill for 1401 Stone Ridge Rd was $3,678.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,678.00 | $249,200 Land $106,100 Building $143,100 | $106,100 Land $106,100 |
| 2024 | $3,806.00 | $286,300 Land $106,100 Building $180,200 | |
| 1994 | $286,300 Land $106,100 Building $180,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1401 Stone Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 Stone Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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