1401 Stephen Way, San Jose, CA 95129 Property Records

Santa Clara County property record for 1401 Stephen Way, San Jose, CA 95129

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,247 sqft · built 1957
Lot Size0.144 acres (6,300 sqft)
OwnerOwner Name on File
Last Sale$650,000 (Jan 2004)
Tax Bill$12,540 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone D (undetermined)
APN378-21-046

Property Details

APN / Parcel Number

Primary APN378-21-046

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,247 sqft Living Area
1st Floor Area1,247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Construction TypeWood
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions63 ft deep x 100 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1401 STEPHEN WAY
CitySAN JOSE
StateCA
Zip95129-4144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTR 1748 LOT 26
Legal SubdivisionWALNUT ESTATES
Legal Tract1748
Legal Lot Number26
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2005
Census Tract507904

Owner

Source: Santa Clara County assessment roll, APN 378-21-046, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1060 WINDSOR ST, SAN JOSE, CA 95129-2837

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2004 · Amount on Record
Deed SaleJan 21, 2004 · Amount on Record
Prior SaleJan 21, 2004 · Amount on Record
Deed Document Number0017578808
Last Transfer DateMay 23, 2013
Transfer Doc0022231661
Record UpdatedJun 07, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1401 STEPHEN WAY, SAN JOSE, CA 95129-4144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024080578
DateDec 12, 2018
Instrument24080578
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.43%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.43%
Index1-Year LIBOR
Max Rate9.43%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,540.00 (+4.17%)$924,148 (+4.04%) Land $753,543 Building $170,605
2023$12,038.00 (-0.21%)$888,264 Land $724,283 Building $163,981
2022$12,063.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855079042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 565 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: Sail Internet Holdings, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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