1401 Springfield Rd, Mount Vernon, IN 47620 Property Records

Posey County property record for 1401 Springfield Rd, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,386 sqft · built 1974
Lot Size	5.37 acres (234,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,170 (Dec 2025)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2013 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-12-08-200-002.004-008`

Property Details

APN / Parcel Number

Primary APN	`65-12-08-200-002.004-008`
Alternative APNs	`00756267695` `0070073300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	338 sqft
Unfinished Basement	338 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	234,309 sqft (5.37 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00756267695
Street Address	1401 SPRINGFIELD RD
City	MOUNT VERNON
State	IN
Zip	47620-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	NE NW 8-6-13 5.379A MP 329-002-03- - -
Jurisdiction	POSEY IN
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3040
Census Tract	40200

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2013	Deed of Trust, Mortgage · Line of Credit UNITED FIDELITY BANK FSB
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FCU
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	20253937
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200987
Date	Mar 8, 2022
Instrument	202200987

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2042

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201304617
Date	Oct 23, 2013
Instrument	201304617

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank
Address	EVANSVILLE, IN 47706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Dec 15, 2025
Property Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292
Document Number	0202503937
Instrument Date	Dec 12, 2025
Instrument	202503937
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	REGIONAL TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503938
Date	Dec 15, 2025
Instrument	202503938

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jul 19, 2022
Property Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292
Document Number	0202202745
Instrument Date	Jul 15, 2022
Instrument	202202745
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7292

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4417 AJ DR N, WADESVILLE, IN 47638-8600

Mortgage

Document Number	0202202746
Date	Jul 19, 2022
Instrument	202202746

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Lynn Township
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (-37.89%) Homeowner's exemption	$203,800 (+4.78%) Land $47,100 Building $156,700	$203,800 (+4.78%) Land $47,100 Building $156,700
2024	$2,523.00 (+58.58%) Homeowner's exemption	$194,500 (+2.91%) Land $47,100 Building $147,400	$194,500 (+2.91%) Land $47,100 Building $147,400
2023	$1,591.00 (+30.62%)	$189,000 (+26.59%) Land $45,600 Building $143,400	$189,000 (+26.59%) Land $45,600 Building $143,400
2022	$1,218.00 (+18.02%)	$149,300 Land $34,200 Building $115,100	$149,300 Land $34,200 Building $115,100
2021	$1,032.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mainstream Fiber Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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