Chesapeake City property record for 1401 Spring Rd, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,850 sqft · built 1961 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Nov 2024) |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2016 Refinance + 4 more |
| APN | 0231005000200 |
| Primary APN | 0231005000200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1401 SPRING RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 20 CEDAR GROVE ACRES |
| Legal Subdivision | CEDAR GROVE ACRES, REUBEN MANNING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21506 |
Source: Chesapeake City records · APN 0231005000200
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| May 25, 2006 | Deed of Trust, Mortgage · ARM CHASE BANK USA NA |
| Oct 30, 2020 | Warranty Deed, Transfer · VA Mortgage BLUE RIDGE BANK NA |
| Jun 10, 2020 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 04, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 202425045 |
| Deed Book / Page | 10807 / 1474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Document Number | 010938/674 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 10938/674 |
| Instrument | 260001959 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Mar 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09712/1782 |
|---|---|
| Date | Oct 21, 2016 |
| Book Page | 9712/1782 |
| Instrument | 160029752 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006542/139 |
|---|---|
| Date | May 25, 2006 |
| Book Page | 6542/139 |
| Name | CHASE BANK USA NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 30, 2020 |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Document Number | 10246/1929 |
| Book / Page | 10246 / 1929 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 200040371 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Document Number | 0200040372 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 200040372 |
| Name | BLUE RIDGE BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 10, 2020 |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Document Number | 10162/1099 |
| Book / Page | 10162 / 1099 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 200018198 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6037 LAKE TERRACE CIR, NORFOLK, VA 23502-2618 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 04, 2019 |
| Property Address | 1401 SPRING RD, CHESAPEAKE, VA 23321-3115 |
| Document Number | 10086/1562 |
| Book / Page | 10086 / 1562 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 190033586 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 (+7.39%) | $388,300 (+15.19%) Land $120,000 Building $268,300 | $388,300 (+15.19%) Land $120,000 Building $268,300 |
| 2024 | $3,652.00 (+62.53%) | ||
| 2023 | $337,100 (+12.29%) Land $110,000 Building $227,100 | $337,100 (+12.29%) Land $110,000 Building $227,100 | |
| 2022 | $300,200 Land $95,000 Building $205,200 | $300,200 Land $95,000 Building $205,200 | |
| 2019 | $2,247.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures