Humboldt County property record for 1401 Spear Ave, Arcata, CA 95521
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,666 sqft · built 1943 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Dec 2022) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 507-091-038-000 |
| Primary APN | 507-091-038-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,086 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1401 SPEAR AVE |
|---|---|
| City | ARCATA |
| State | CA |
| Zip | 95521-4824 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RL |
| Legal Description | PAR 1 PM2966 BK27 PG 52-53 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1102 |
1401 Spear Ave, a residential property, is owned and occupied by an individual who bought it in December 2022.
Source: Humboldt County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 SPEAR AVE, ARCATA, CA 95521-4824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Prior Sale | Jan 17, 2012 · Amount on File |
| Deed Document Number | 202223096 |
| Prior Transfer Date | Dec 23, 2022 |
| Prior Transfer Doc | 0000023098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1401 SPEAR AVE, ARCATA, CA 95521-4824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 1401 SPEAR AVE, ARCATA, CA 95521-4824 |
| Document Number | 0000015497 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-015497 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Dec 30, 2022 |
| Property Address | 1401 SPEAR AVE, ARCATA, CA 95521-4824 |
| Document Number | 0000023096 |
| Map Reference | MB 27 PG 52&53 |
| Instrument Date | Dec 23, 2022 |
| Instrument | 2022-023096 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | HUMBOLDT LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 AND 1403 SPEAR AVENUE, ARCATA, CA 95521-4824 |
| Document Number | 0000023097 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022-023097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Jan 28, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Sep 8, 2017 |
| Property Address | 1401 SPEAR AVE, ARCATA, CA 95521-4824 |
| Document Number | 0000016396 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 16396 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4180 SUNNY CIRCLE DR EUREKA CA 955036219, EUREKA, CA 95503-6219 |
The 2025 property tax bill for 1401 Spear Ave was $6,381 with a homeowner's exemption, up 2.5% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Elementary School District | Pacific Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,381.00 (+2.47%) Homeowner's exemption | $561,816 Land $260,100 Building $301,716 |
| 2024 | $6,227.00 (-1.14%) | |
| 2023 | $6,299.00 (+652.57%) | $540,000 Land $250,000 Building $290,000 |
| 2022 | $837.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1401 Spear Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 Spear Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures