1401 Snowbird Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1401 Snowbird Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,478 sqft · built 1996
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2022)
Tax Bill	$3,558 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A962001225`

Property Details

APN / Parcel Number

Primary APN	`A962001225`
Alternative APN	`2-0119-7437-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,478 sqft
Basement Area	1,392 sqft
Finished Basement	1,000 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962001225
Street Address	1401 SNOWBIRD LN
City	O FALLON
State	MO
Zip	63366-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	ALPINE RIDGE EST #1 LOT 15
Legal Subdivision	ALPINE RIDGE EST #1
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2005
Census Tract	311734

Owner

1401 Snowbird Ln is owned and occupied by two individuals who acquired it in December 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Dec 2, 2022	Intrafamily Transfer, Transfer
Dec 2, 2022	Beneficiary Deed, Transfer
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	202236988
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000063846
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202

Mortgage

Document Number	0000069150
Date	Aug 18, 2021
Instrument	2021R-069150

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Sep 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2022
Property Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Document Number	0000063846
Map Reference	MB 33 PG 66-68
Instrument Date	Dec 1, 2022
Instrument	2022R-063846
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2022
Property Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Document Number	0000063888
Map Reference	MB 33 PG 66-68
Instrument Date	Dec 1, 2022
Instrument	2022R-063888
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2022
Property Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Document Number	0000036988
Map Reference	MB 33 PG 66-68
Instrument Date	Jun 30, 2022
Instrument	2022R-036988
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5063 ARROYO CHAMISA RD NE, ALBUQUERQUE, NM 87111-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SNOWBIRD LN, O FALLON, MO 63366-3202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036989
Date	Jul 1, 2022
Instrument	2022R-036989

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,610 (-)	$308,473 (-) Land $65,000 Building $243,473
2025		$58,610	$308,473 Land $65,000 Building $243,473
2024	$3,558.00
2023		$53,735
2022			$282,817 Land $45,000 Building $237,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1401 Snowbird Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Snowbird Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Wisper ISP.

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