DuPage County property record for 1401 Severn Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,757 sqft · built 1987 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,000 (Sep 2019) |
| Tax Bill | $13,786 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-304-028 |
| Primary APN | 07-25-304-028 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,757 sqft Living Area |
| Gross Area | 5,076 sqft |
| 1st Floor Area | 1,745 sqft |
| 2nd Floor Area | 2,012 sqft |
| Basement Area | 1,319 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 11.8 ft deep x 11.5 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1401 SEVERN CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRIGHTON RIDGE UNIT 1 ALL |
| Legal Subdivision | BRIGHTON RIDGE UNIT 1 |
| Legal Lot Number | 78 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 846524 |
1401 Severn Ct is owned and occupied by two individuals who bought it in September 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 SEVERN CT, NAPERVILLE, IL 60565-4192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Sep 11, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on File |
| Deed Sale | Sep 11, 2019 · Amount on File |
| Deed Document Number | 201980194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1401 SEVERN CT, NAPERVILLE, IL 60565-4192 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068498 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | R2020-068498 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 11, 2019 |
| Property Address | 1401 SEVERN CT, NAPERVILLE, IL 60565-4192 |
| Document Number | 0000080194 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 80194 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $717.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1404 SEQUOIA RD NAPERVILLE IL 605406387, NAPERVILLE, IL 60540-6387 |
The 2025 property tax bill for 1401 Severn Ct was $13,786 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,786.00 | $241,810 Land $65,945 Building $175,865 | $725,430 Land $197,835 Building $527,595 |
| 2022 | $12,325.00 Homeowner's exemption | $186,350 Land $50,420 Building $135,930 | $559,050 Land $151,260 Building $407,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1401 Severn Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 Severn Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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