1401 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1401 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,624 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Sep 2020)
Tax Bill	$18,457 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-011-019-0001.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-011-019-0001.0-3-0000`
Alternative APNs	`03-38-41-011-019-00010-3` `338410110190001030000` `20377`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	3,589 sqft
1st Floor Area	1,564 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 22 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	280 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	333 sqft
Patio Area	198 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20377
Street Address	1401 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE ESTATES #3 BLOCK 19 THAT PART OF LOTS 1 2 3 & PELICAN DR LYING ELY OF A LINE BEG 60.26 FT NORTHEASTERLY OF SW CORNER OF LOT 1 NW 176.58 FT NE 54.09 FT TO RIVER NORTHEASTERLY ALONG RIVER 23 FT SE 75 FT SE 100 FT SW 6.5 FT SE 35 FT SW 98.74 FT
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	19
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 SE RIVERSIDE DR, STUART, FL 34996-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC
Jun 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	20202839213
Deed Book / Page	3160 / 346
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 23, 2020
Property Address	1401 SE RIVERSIDE DR, STUART, FL 34996-1207
Document Number	0031600346
Book / Page	3160 / 346
Map Reference	MB 11 PG 23
Instrument Date	Sep 11, 2020
Instrument	2839213
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 KINGFISHER PT, 3036, CHULUOTA, FL 32766-6017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 SE RIVERSIDE DR, STUART, FL 34996-1207

Mortgage

Document Number	0003160349
Date	Sep 23, 2020
Instrument	3160/349

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 18, 2020
Property Address	1401 SE RIVERSIDE DR, STUART, FL 34996-1207
Document Number	0031361991
Book / Page	003136 / 001991
Instrument Date	Jun 16, 2020
Instrument	2820634
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3036 KINGFISHER PT CHULUOTA FL 327666017, CHULUOTA, FL 32766-6017

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,457.00 (-1.03%) Additional exemption filed	$1,087,207 (+5.99%)	$1,857,090 (+15.15%) Land $1,089,000 Building $768,090
2024	$18,650.00 (+1.96%)
2023	$18,291.00 (+3.21%) Additional exemption filed	$1,025,794 (+3%)	$1,612,740 (+13.62%) Land $847,000 Building $765,740
2022	$17,722.00 Homeowner's exemption	$995,917	$1,419,460 Land $786,500 Building $632,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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