Craven County property record for 1401 Scotch Pine Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,224 sqft · built 2007 |
| Lot Size | 0.331 acres (14,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Feb 2026) |
| Tax Bill | $3,137 (2026) |
| Deeds & Mortgages | Jun 2009 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-T-190 |
| Primary APN | 6-220-T-190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,436 sqft (0.331 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 106148 |
|---|---|
| Street Address | 1401 SCOTCH PINE CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 190 SOUTHERN TERRACE SCT 4 PART E |
| Legal Subdivision | SOUTHERN TERRACE |
| Legal Lot Number | 190 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961302 |
1401 Scotch Pine Ct is owned and occupied by two individuals who bought it in February 2026.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 SCOTCH PINE CT, HAVELOCK, NC 28532-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2009 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 19, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 6, 2008 | Warranty Deed, Transfer · Seller Carry-Back HAVELOCK DEVELOPMENT CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Dec 8, 2014 |
| Deed Document Number | 202610152522 |
| Deed Book / Page | 3869 / 1760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1401 SCOTCH PINE CT, HAVELOCK, NC 28532-1720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02832/0932 |
|---|---|
| Date | Jun 19, 2009 |
| Book Page | 2832/0932 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 19, 2026 |
| Property Address | 1401 SCOTCH PINE CT, HAVELOCK, NC 28532-1720 |
| Document Number | 03869/1760 |
| Book / Page | 3869 / 1760 |
| Map Reference | CAB H SL 85C |
| Instrument Date | Feb 13, 2026 |
| Instrument | 10152522 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5230 APPLE WAY, SAINT LEONARD, MD 20685-2641 |
| Name | Verified Name |
|---|---|
| Address | 1401 SCOTCH PINE CT, HAVELOCK, NC 28532-1720 |
| Document Number | 0038691764 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 3869/1764 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 6, 2008 |
| Property Address | 1401 SCOTCH PINE CT, HAVELOCK, NC 28532-1720 |
| Document Number | 02688/0883 |
| Book / Page | 2688 / 0883 |
| Map Reference | MB H-85C |
| Instrument Date | Feb 6, 2008 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 249, HAVELOCK, NC 28532-0249 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 249, HAVELOCK, NC 28532-0249 |
| Investor | Possibly a Property Investor |
| Document Number | 0026880918 |
|---|---|
| Date | Feb 6, 2008 |
| Instrument | 2688/0918 |
| Name | HAVELOCK DEVELOPMENT CORPORATION |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 5, 2009 |
| Document Number | 02688/0894 |
|---|---|
| Date | Feb 6, 2008 |
| Book Page | 2688/0894 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1401 Scotch Pine Ct was $3,137, up 2.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,137.00 (+2.52%) | $256,610 (-) Land $40,000 Building $216,610 | $256,610 (-) Land $40,000 Building $216,610 |
| 2025 | $3,060.00 | $256,610 Land $40,000 Building $216,610 | $256,610 Land $40,000 Building $216,610 |
| 2023 | $2,946.00 (+31.58%) | $256,610 (+35.41%) Land $40,000 Building $216,610 | $256,610 Land $40,000 Building $216,610 |
| 2022 | $2,239.00 | $189,500 Land $32,000 Building $157,500 | |
| 2018 | $189,500 Land $32,000 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1401 Scotch Pine Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 Scotch Pine Ct is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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