1401 Sandra Cir, Adel, IA 50003 Property Records

Dallas County property record for 1401 Sandra Cir, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,656 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Feb 2024)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-32-301-043`

Property Details

APN / Parcel Number

Primary APN	`11-32-301-043`
Alternative APNs	`000001132301043` `540001132301043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,656 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	600 sqft
Unfinished Basement	24 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Steel
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	540001132301043
Street Address	1401 SANDRA CIR
City	ADEL
State	IA
Zip	50003-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADEL ESTATES PLAT 3 LOT 9
Legal Range	27W
Legal Township	79N
Legal Section	32
Legal Subdivision	ADEL ESTATES PLAT 3
Legal Tract	2024-01533
Legal Lot Number	9
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1024
Census Tract	50700

Owner

1401 Sandra Cir is owned and occupied by two individuals who bought it in February 2024.

Source: Dallas County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 SANDRA CIR, ADEL, IA 50003-1914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Aug 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	May 20, 2008 · Amount on File
Deed Document Number	20241533
Deed Book / Page	2024 / 1533
Prior Transfer Date	Aug 14, 2023
Prior Transfer Doc	20230000012022
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Recording Date	May 27, 2026
Property Address	1401 SANDRA CIR, ADEL, IA 50003-1914
Document Number	0000008903
Book / Page	2026 / 8903
Instrument Date	May 20, 2026
Instrument	20268903
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SANDRA CIR, ADEL, IA 50003-1914

Mortgage

Document Number	0000008903,
Date	May 27, 2026
Book Page	2026/8903
Instrument	20268903

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS IA
Recording Date	Aug 15, 2023
Property Address	1401 SANDRA CIR, ADEL, IA 50003-1914
Document Number	20230000012022
Book / Page	2023 / 12022
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SANDRA CIR, ADEL, IA 50003-1914

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Sandra Cir was $4,030, down 0.2% from the year before.

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (-0.2%)	$239,360 Land $45,000 Building $194,360	$239,360 Land $45,000 Building $194,360
2024	$4,038.00
2023		$243,080 (+13.54%) Land $45,000 Building $198,080	$243,080 Land $45,000 Building $198,080
2022	$4,094.00 (+11.86%) Homeowner's exemption	$214,090 Land $45,000 Building $169,090
2021	$3,660.00		$214,090 Land $45,000 Building $169,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Sandra Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1401 Sandra Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Panora Telecommunications.

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