1401 Sam Downs Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 1401 Sam Downs Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Jul 2025)
Tax Bill	$177 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-007.01`

Property Details

APN / Parcel Number

Primary APN	`22-007.01`
Alternative APN	`204402`

Exterior

Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1401 SAM DOWNS RD
City	CADIZ
State	KY
Zip	42211-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.0 ACRE
Jurisdiction	TRIGG KY
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2005
Census Tract	970302

Owner

Source: Trigg County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 SAM DOWNS RD, CADIZ, KY 42211-9458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage THERESA J CONNELL
Jun 24, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Deed Document Number	2025333942
Deed Book / Page	337 / 222
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	1401 SAM DOWNS RD, CADIZ, KY 42211-9458
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SAM DOWNS RD, CADIZ, KY 42211-9458

Mortgage

Document Number	00M432/209
Date	Jul 7, 2025
Book Page	M432/209
Instrument	333943

Lender

Name	THERESA J CONNELL
Type	Private Party
Address	20510 247TH ST, DELHI, IA 52223

Agreement

Amount	Amount Recorded

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Recording Date	Jun 24, 2026
Property Address	1401 SAM DOWNS RD, CADIZ, KY 42211-9458
Document Number	0000342428
Book / Page	442 / 853
Instrument Date	Feb 12, 2026
Instrument	2026342428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SAM DOWNS RD, CADIZ, KY 42211-9458

Mortgage

Document Number	0000342428,
Date	Jun 24, 2026
Book Page	442/853
Instrument	2026342428

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.06%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$177.00 (-18.43%) Homeowner's exemption	$66,000 (-)	$66,000 (-)
2023	$217.00 Homeowner's exemption	$66,000	$66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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