1401 Saint Gregory Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1401 Saint Gregory Ln, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1973
Lot Size	0.187 acres (8,148 sqft)
Owner	Individual Name on File
Last Sale	$194,400 (Nov 2007)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`524427A000`

Property Details

APN / Parcel Number

Primary APN	`524427A000`
Alternative APN	`3-0016-5000-00-0084.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	1,334 sqft
Basement Area	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,148 sqft (0.187 acres)
Lot Dimensions	97 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	524427A000
Street Address	1401 SAINT GREGORY LN
City	SAINT CHARLES
State	MO
Zip	63304-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC4
Legal Description	CHARLES VLG #1 RESUB LOT 84
Legal Subdivision	CHARLES VLG PT RESUB
Legal Lot Number	84
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1014
Census Tract	311149

Owner

1401 Saint Gregory Ln is owned and occupied by an individual who bought it in November 2007.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1401 SAINT GREGORY LN, SAINT CHARLES, MO 63304-6726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2007 · Amount on File
Deed Sale	Nov 20, 2007 · Amount on File
Prior Sale	Jun 8, 2005 · Amount on File
Deed Document Number	2007938640
Deed Book / Page	4880 / 645
Prior Transfer Date	Nov 7, 2007
Prior Transfer Doc	0048800645
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 14, 2020
Property Address	1401 SAINT GREGORY LN, SAINT CHARLES, MO 63304-6726
Document Number	0000097997
Instrument Date	Dec 12, 2020
Instrument	97997
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 SAINT GREGORY LN ST CHARLES MO 633046726, ST CHARLES, MO 63304-6726

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Saint Gregory Ln was $2,970, up 7.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 (+7.61%)	$49,948	$262,882 Land $38,570 Building $224,312
2024	$2,760.00
2023		$46,087
2022			$242,563 Land $38,570 Building $203,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1401 Saint Gregory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Saint Gregory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000