1401 S 31st St, Temple, TX 76504 Property Records

Bell County property record for 1401 S 31st St, Temple, TX 76504

Property Summary

Property Type	Commercial
Details	4 bd · 1 ba · 8,600 sqft · built 1979
Lot Size	1.45 acres (63,249 sqft)
Owner	Company Name on File
Tax Bill	$29,804 (2023)
Deeds & Mortgages	Sep 2020 Line of Credit Mar 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0075500000`

Property Details

APN / Parcel Number

Primary APN	`0075500000`
Alternative APNs	`739403` `1376`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	8,600 sqft Gross Area
Gross Area	18,000 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1979
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Gravel
Lot Area	63,249 sqft (1.45 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	5,500 sqft
Storage Building	8,600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	739403
Street Address	1401 S 31ST ST
City	TEMPLE
State	TX
Zip	76504-6786
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GR
Legal Description	LANE, BLOCK 001, LOT 3,4, PT 1,2, (LESS W 157.3' X 12' X 157.3' X17' OF 1 & W TR OF 2), PECAN PLAZA SHOPPING CENTER, ACRES
Legal Subdivision	LANE
Legal Block	1
Legal Lot Number	3,4,1,2 4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3027
Census Tract	21000

Owner

1401 S 31st St, a commercial property, is owned by a company that acquired it in October 2010.

Source: Bell County records, as of April 1, 2024

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	18 N 3RD ST, TEMPLE, TX 76501-7617
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX
Mar 8, 2019	Deed of Trust, Mortgage VERABANK NA
Oct 22, 2018	Loan Modification, Mortgage CITIZENS NAT'L BK
Jul 22, 2017	Loan Modification, Mortgage UNION ST BK
Apr 22, 2017	Loan Modification, Mortgage UNION ST BK
Dec 22, 2016	Loan Modification, Mortgage UNION ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2010
Deed Sale	Oct 26, 2010
Deed Document Number	201100015123
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000050902
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 N 3RD ST TEMPLE TX 765017617, TEMPLE, TX 76501-7617

Mortgage

Document Number	0000050902
Date	Sep 21, 2020
Instrument	50902

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000012536
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 N 3RD ST TEMPLE TX 765017617, TEMPLE, TX 76501-7617

Mortgage

Document Number	0000012536
Date	Apr 1, 2019
Instrument	12536

Lender

Name	VERABANK NA
Address	TEMPLE, TX 76503

Agreement

Amount	Amount on Record

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000002858
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 N 3RD ST TEMPLE TX 765017617, TEMPLE, TX 76501-7617

Mortgage

Document Number	0000002858
Date	Jan 24, 2019
Instrument	2858

Lender

Name	CITIZENS NAT'L BK
Type	Bank
Address	TEMPLE, TX 76503

Agreement

Amount	Amount on Record

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000037694
Instrument Date	Jul 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000037694
Date	Sep 8, 2017
Instrument	37694

Lender

Name	UNION ST BK
Type	Bank
Address	KILLEEN, TX 76540-0790

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000022571
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000022571
Date	Jun 2, 2017
Instrument	22571

Lender

Name	UNION ST BK
Type	Bank
Address	KILLEEN, TX 76540-0790

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1401 S 31ST ST, TEMPLE, TX 76504-6786
Document Number	0000005943
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000005943
Date	Feb 14, 2017
Instrument	5943

Lender

Name	UNION ST BK
Type	Bank
Address	KILLEEN, TX 76540-0790

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 13, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$29,804.00 (+5.31%)	$1,300,000 Land $252,996 Building $1,047,004	$1,300,000 Land $252,996 Building $1,047,004
2022	$28,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 S 31st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 S 31st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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