1401 Royal Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1401 Royal Ave, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1950
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Sep 2010)
Tax Bill	$9,354 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`033-352-400`

Property Details

APN / Parcel Number

Primary APN	`033-352-400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1401 ROYAL AVE
City	SAN MATEO
State	CA
Zip	94401-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 27 BLOCK 2 SHORE VIEW TRACT MAP NO 9 RSM 31/34 35 36 37 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 9
Legal Tract	9
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1002
Census Tract	607702

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 14, 2020	Intrafamily Transfer, Transfer WFG LENDER SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2010 · Amount on Record
Deed Sale	Sep 28, 2010 · Amount on Record
Prior Sale	Sep 28, 2010 · Amount on Record
Deed Document Number	2010112510
Prior Transfer Date	Jun 28, 2010
Prior Transfer Doc	0000070727
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 15, 2020
Property Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520
Document Number	0000145120
Map Reference	MB 30 PG 34-37
Instrument Date	Dec 3, 2020
Instrument	2020-145120
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520

Mortgage

Document Number	0000145121
Date	Dec 15, 2020
Instrument	2020-145121

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520
Document Number	0000035646
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1401 ROYAL AVE SAN MATEO CA 944013520, SAN MATEO, CA 94401-3520

Mortgage

Document Number	0000035646
Date	Apr 21, 2020
Instrument	35646

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 14, 2020
Property Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520
Document Number	0000110386
Map Reference	MB 30 PG 34-37
Instrument Date	Apr 2, 2020
Instrument	2020-110386
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1401 ROYAL AVE, SAN MATEO, CA 94401-3520

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,666 (+2%) Land $278,341 Building $396,325
2025	$9,354.00 (+6.25%) Homeowner's exemption	$661,439 (+4.04%) Land $272,884 Building $388,555
2023	$8,804.00 (+1.34%) Homeowner's exemption	$635,758 Land $262,289 Building $373,469	$1,228,500
2022	$8,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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