1401 River Rock Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 1401 River Rock Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2009
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$289,400 (Oct 2018)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS38080040010A`

Property Details

APN / Parcel Number

Primary APN	`RPS38080040010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Finished Area
1st Floor Area	1,536 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	1401 RIVER ROCK RD
City	SANDPOINT
State	ID
Zip	83864-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-57N-2W MAPLEWOOD VILLAGE BLK 4 LOT 1
Legal Range	02W
Legal Township	57N
Legal Section	28
Legal Subdivision	MAPLEWOOD VILLAGE
Legal Block	4
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1042
Census Tract	950403

Owner

1401 River Rock Rd is owned by two individuals who bought it in October 2018.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 GROUSE CREEK CUTOFF, SANDPOINT, ID 83864-7788
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Oct 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Jul 28, 2017	Warranty Deed, Transfer BIRKHIMER LIVING TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2018929297
Prior Transfer Date	Nov 12, 2009
Prior Transfer Doc	0000783749
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1401 RIVER ROCK RD, SANDPOINT, ID 83864-6069
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	952251
Date	Jan 27, 2020
Instrument	952251

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 10, 2018
Property Address	1401 RIVER ROCK RD, SANDPOINT, ID 83864-6069
Document Number	929297
Map Reference	MB8 PG185
Instrument Date	Oct 10, 2018
Instrument	929297
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17569 47TH AVE NE, LAKE FOREST PARK, WA 98155-4303
Investor	Possibly a Property Investor

Mortgage

Document Number	929298
Date	Oct 10, 2018
Instrument	929298

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 28, 2017
Property Address	1401 RIVER ROCK RD, SANDPOINT, ID 83864-6069
Document Number	908912
Map Reference	MB 3 PG 21
Instrument Date	Jul 24, 2017
Instrument	908912
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY SA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 RIVER ROCK RD, SANDPOINT, ID 83864-6069

Mortgage

Document Number	908913
Date	Jul 28, 2017
Instrument	908913

Lender

Name	BIRKHIMER LIVING TRUST
Type	Private Party

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 28, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 1401 River Rock Rd was $3,987.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00	$557,557 (-8.47%) Land $265,165 Building $292,392	$557,557 (-8.47%) Land $265,165 Building $292,392
2025	$3,987.00	$609,155 Land $265,165 Building $343,990	$609,155 Land $265,165 Building $343,990
2023	$4,517.00	$674,304 Land $290,275 Building $384,029	$674,304 Land $290,275 Building $384,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 River Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 River Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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