1401 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1401 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,652 sqft · built 2013
Lot Size	0.77 acres (3,361 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (May 2015)
Tax Bill	$12,731 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-351-25-00`

Property Details

APN / Parcel Number

Primary APN	`644-351-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,652 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	3,361 sqft (0.77 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1401 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 27 TR 015901
Legal Subdivision	CHULA VISTA GARDENS
Legal Tract	015901
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 PERSHING RD, CHULA VISTA, CA 91913-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage GRIFFIN FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	2015276124
Last Transfer Date	Mar 25, 2016
Transfer Doc	0000144934
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1401 PERSHING RD, CHULA VISTA, CA 91913-2643
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 HIGH POINT LN, SKIATOOK, OK 74070-4627

Mortgage

Document Number	0000284750
Date	Oct 13, 2025
Instrument	2025-0284750

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1401 PERSHING RD, CHULA VISTA, CA 91913-2643
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305030
Date	Jun 15, 2020
Instrument	2020-0305030

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1401 PERSHING RD, CHULA VISTA, CA 91913-2643
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 PERSHING RD, CHULA VISTA, CA 91913-2643

Mortgage

Document Number	0000218150
Date	Mar 19, 2021
Instrument	2021-0218150

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,354 (+2%) Land $205,763 Building $474,591
2025	$12,731.00 (+5.96%)	$667,015 (+4.04%) Land $201,729 Building $465,286
2024	$12,015.00 (+4.03%)
2023	$11,550.00 (+4.6%)	$641,116 Land $193,897 Building $447,219
2022	$11,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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