1401 Oakpoint Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1401 Oakpoint Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,524 sqft · built 2004
Lot Size	0.215 acres (9,381 sqft)
Owner	Company Name on File
Last Sale	$675,000 (Jul 2017)
Tax Bill	$10,615 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jan 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`643-542-12-00`

Property Details

APN / Parcel Number

Primary APN	`643-542-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,524 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,381 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1401 OAKPOINT AVE
City	CHULA VISTA
State	CA
Zip	91913-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC11SF3
Legal Description	LOT 25 TR 014493
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014493
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	13318

Owner

1401 Oakpoint Ave is owned by a company that acquired it in January 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 11, 2021	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Mar 19, 2020	Quit Claim Deed, Transfer OPTIMUM FIRST INC
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	May 17, 2004 · Amount on File
Deed Document Number	2017319144
Last Transfer Date	Jan 4, 2021
Transfer Doc	0000020591
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465677
Date	Nov 7, 2018
Instrument	2018-0465677

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000020593
Instrument Date	Jan 4, 2021
Instrument	20593
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1401 OAPOINT AVE CHULA VISTA CA 91913, CHULA VISTA, CA 91913

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000020591
Map Reference	MAP 2002
Instrument Date	Jan 4, 2021
Instrument	2021-0020591
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955

Mortgage

Document Number	0000020592
Date	Jan 11, 2021
Instrument	2021-0020592

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2020
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000144158
Instrument Date	Mar 13, 2020
Instrument	144158
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 OAKPOINT AVE CHULA VISTA CA 919132955, CHULA VISTA, CA 91913-2955

Mortgage

Document Number	144159
Date	Mar 19, 2020
Instrument	144159

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2017
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000361623
Instrument Date	Aug 2, 2017
Instrument	361623
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1401 OAKPOINT AVE CHULA VISTA CA 919132955, CHULA VISTA, CA 91913-2955

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2017
Property Address	1401 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000319144
Instrument Date	Jun 19, 2017
Instrument	319144
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1401 OAKPOINT AVE CHULA VISTA CA 919132955, CHULA VISTA, CA 91913-2955

Mortgage

Document Number	319145
Date	Jul 14, 2017
Instrument	319145

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Oakpoint Ave was $10,615 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,825 (+2%) Land $176,740 Building $378,085
2025	$10,615.00 Homeowner's exemption	$543,947 Land $173,275 Building $370,672
2023	$10,356.00 (+2.47%) Homeowner's exemption	$522,827 Land $166,548 Building $356,279
2022	$10,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1401 Oakpoint Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Oakpoint Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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