Shiawassee County property record for 1401 N Water St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,500 (Jul 2005) |
| Tax Bill | $85 (2025) |
| Deeds & Mortgages | May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-66-005-001 |
| Primary APN | 006-66-005-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 1401 N WATER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC KNIGHT'S SUB OWOSSO TWP N 120 FT OF LOT 5 |
| Legal Subdivision | MC KNIGHTS SUB |
| Legal Lot Number | 5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30300 |
1401 N Water St is owner-occupied and held in a trust since July 2005.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1401 N WATER ST, OWOSSO, MI 48867-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2005 · Amount on File |
| Deed Sale | Jul 18, 2005 · Amount on File |
| Prior Sale | Oct 7, 2004 · Amount on File |
| Deed Document Number | 20053144098 |
| Deed Book / Page | 1082 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 14, 2018 |
| Property Address | 1401 N WATER ST, OWOSSO, MI 48867-1271 |
| Document Number | 0012460172 |
| Book / Page | 001246 / 000172 |
| Instrument Date | May 14, 2018 |
| Instrument | 3309544 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1401 N WATER ST OWOSSO MI 488671271, OWOSSO, MI 48867-1271 |
The 2025 property tax bill for 1401 N Water St was $85 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,400 (+11.9%) | $208,800 (+11.9%) | |
| 2025 | $85.00 Homeowner's exemption | $93,300 | $186,600 |
| 2024 | $85.00 (+8,4%) | ||
| 2023 | $1.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1401 N Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 N Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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