Gila County property record for 1401 N McLane Rd, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2,001 sqft · built 1976 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,054 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-42-025C |
| Primary APN | 302-42-025C |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,001 sqft Living Area |
| Gross Area | 2,401 sqft |
| 1st Floor Area | 2,001 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 81,022 sqft (1.86 acres) |
| Porch | Slab |
| Porch Area | 408 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | M006376 |
|---|---|
| Street Address | 1401 N MCLANE RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 34 TOWNSHIP: 11N RANGE: 10E SERIAL: CAV110AZ1816797A/B YEAR: 2019 MAKE: CAVCO IND-CAVCO SIZE: 26 X 56 POR HOMESTEAD ENTRY SURVEY 446 IN SECTIONS 33, 34, 27, T11N R10E, COMM AT COR 3 HES 446; TH S07-21W 320 TO POB; TH CONT S 07621W 308.5; TH |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 34 |
| Legal Subdivision | CAVCO IND |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 302 |
Source: Gila County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional with PMI BIRGIT SPENCER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 |
| Deed Sale | Oct 23, 2020 |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | 202012950 |
| Prior Transfer Date | Feb 11, 2008 |
| Prior Transfer Doc | 0000002016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Document Number | 0000010094 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-010094 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | PAYSON, AZ 85541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Document Number | 0000003073 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022-003073 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Oct 23, 2020 |
| Property Address | 1401 N MCLANE RD, PAYSON, AZ 85541-3130 |
| Document Number | 0000012950 |
| Instrument Date | Oct 4, 2020 |
| Instrument | 12950 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1401 N MCLANE RD PAYSON AZ 855413130, PAYSON, AZ 85541-3130 |
| Document Number | 12951 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 12951 |
| Name | BIRGIT SPENCER |
|---|---|
| Address | 257 W VERA LN, PAYSON, AZ 85541-2763 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,675 (+20.45%) Land $15,156 Building $31,519 | $466,749 (+20.45%) Land $151,556 Building $315,193 | |
| 2025 | $3,054.00 (+7.72%) | ||
| 2024 | $38,751 Land $15,362 Building $23,389 | $387,512 Land $153,618 Building $233,894 | |
| 2023 | $2,835.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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