1401 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1401 McClellan St, Schenectady, NY 12309 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1963
Lot Size	0.114 acres (4,974 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (May 2019)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.62-1-18`

Property Details

APN / Parcel Number

Primary APN	`421500 40.62-1-18`
Alternative APN	`150004006200010180000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,079 sqft
Upper Floors Area	809 sqft
Basement Area	444 sqft
Finished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,974 sqft (0.114 acres)
Lot Dimensions	105 ft deep x 47.4 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	20 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1401 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12309-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15O 149 PTS OF EACH 1X WOOD
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	6
Census Block	6010
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.62-1-18

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1401 MCCLELLAN ST, SCHENECTADY, NY 12309-5227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 16, 2019	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	201921183
Deed Book / Page	2011 / 321
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 09, 2026
Property Address	1401 MCCLELLAN ST, SCHENECTADY, NY 12309-5227
Document Number	0000015589
Instrument Date	Jul 02, 2026
Instrument	202615589
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 MCCLELLAN ST, SCHENECTADY, NY 12309-5227

Mortgage

Document Number	0000015589,
Date	Jul 09, 2026
Instrument	202615589

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 16, 2019
Property Address	1401 MCCLELLAN ST, SCHENECTADY, NY 12309-5227
Document Number	0000021183
Book / Page	2011 / 321
Instrument Date	May 09, 2019
Instrument	201921183
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 MCCLELLAN ST, 1401, SCHENECTADY, NY 12309-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ROBINSON ST, SCHENECTADY, NY 12304-1301

Mortgage

Document Number	0000021184
Date	May 16, 2019
Instrument	201921184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,990.00 (+4.3%)	$141,700 (-) Land $21,300 Building $120,400	$234,641 (+30.82%) Land $35,271 Building $199,370
2023		$141,700 (-) Land $21,300 Building $120,400	$179,367 (+3.8%) Land $26,962 Building $152,405
2022		$141,700 Land $21,300 Building $120,400	$172,805 Land $25,976 Building $146,829
2021	$6,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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