1401 Maple Ridge Ct, Simpsonville, KY 40067 Property Records

Shelby County property record for 1401 Maple Ridge Ct, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1993
Lot Size	0.181 acres (7,913 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,500 (Mar 2025)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`015B-02-009`

Property Details

APN / Parcel Number

Primary APN	`015B-02-009`
Alternative APN	`0052227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,913 sqft (0.181 acres)
Garage Type	Mixed
Garage Area	286 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0052227
Street Address	1401 MAPLE RIDGE CT
City	SIMPSONVILLE
State	KY
Zip	40067-6685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE LOT 183 PH 3
Legal Subdivision	ROLLING RIDGE
Legal Phase	3
Legal Lot Number	183
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1008
Census Tract	40503

Owner

Source: Shelby County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK LOUISVILLE
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Sep 14, 2015	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Mar 17, 2025	Deed, Transfer · FHA Mortgage RIVER CITY MORTGAGE LLC
Aug 20, 2020	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2025547904
Deed Book / Page	736 / 549
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1095/693
Date	Oct 9, 2018
Book Page	M1095/693
Instrument	444906

Lender

Name	FIFTH THIRD BANK LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1251/133
Date	Nov 1, 2021
Book Page	M1251/133
Instrument	478644

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M996/456
Date	Jan 19, 2016
Book Page	M996/456
Instrument	417432

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2036

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M985/747
Date	Sep 14, 2015
Book Page	M985/747
Instrument	414176

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Sep 8, 2033

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Mar 17, 2025
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Document Number	00D736/549
Book / Page	D736 / 549
Map Reference	CAB 2 SL 399
Instrument Date	Mar 14, 2025
Instrument	547904
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 LINCOLN STATION DR, SIMPSONVILLE, KY 40067-5408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685

Mortgage

Document Number	0000547907
Date	Mar 17, 2025
Instrument	547907

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 20, 2020
Property Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Document Number	0D0668/465
Book / Page	D0668 / 465
Map Reference	CAB 2 SL 399
Instrument Date	Aug 19, 2020
Instrument	463109
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 RIDGE CT, SIMPSONVILLE, KY 40067

Mortgage

Document Number	0000463110
Date	Aug 20, 2020
Instrument	463110

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 (-2.3%) Homeowner's exemption	$200,000 (-)	$200,000 (-)
2023	$2,349.00 Homeowner's exemption	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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