1401 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1401 Loretta St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1953
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Mar 1985)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145-043-01-00`

Property Details

APN / Parcel Number

Primary APN	`145-043-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Frame
Roof Material	Gravel
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1401 LORETTA ST
City	OCEANSIDE
State	CA
Zip	92058-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18615

Owner

Source: San Diego County records · APN 145-043-01-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1401 LORETTA ST, OCEANSIDE, CA 92058-2225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 1985 · Amount on Record
Deed Sale	Mar 19, 1985 · Amount on Record
Deed Document Number	198591916
Last Transfer Date	Feb 15, 2019
Transfer Doc	0000055239
Record Updated	Sep 20, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2019
Property Address	1401 LORETTA ST, OCEANSIDE, CA 92058-2225
Document Number	0000055239
Instrument Date	Feb 15, 2019
Instrument	55239
Transaction Type	Transfer
Record Updated	Feb 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1401 LORETTA ST OCEANSIDE CA 920582225, OCEANSIDE, CA 92058-2225

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$152,504 (+2%) Land $68,348 Building $84,156
2025	$1,645.00 (+5.45%) Homeowner's exemption	$149,514 (+4.04%) Land $67,008 Building $82,506
2023	$1,560.00 (+1.63%) Homeowner's exemption	$143,710 Land $64,407 Building $79,303
2022	$1,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Arviso - Mobile Home Park private · serves 70 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.