1401 Longford Cir, Elgin, IL 60120 Property Records

Cook County property record for 1401 Longford Cir, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1989
Lot Size	0.164 acres (7,141 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2020)
Tax Bill	$7,484 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-308-005`

Property Details

APN / Parcel Number

Primary APN	`06-17-308-005`
Alternative APN	`06-17-308-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,141 sqft (0.164 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1401 LONGFORD CIR
City	ELGIN
State	IL
Zip	60120-4869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COUNTRY) (BROOK) A SUB OF PT OF THE SW OF SEC 17 & P T OF THE SE SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY BROOK
Legal Lot Number	56
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1007
Census Tract	804405

Owner

1401 Longford Cir is owned and occupied by two individuals who bought it in November 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 20, 2020	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG
Feb 7, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 20, 2017	Warranty Deed, Transfer · FHA Mortgage PERL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20207279
Prior Transfer Date	May 6, 1998
Prior Transfer Doc	0000000143
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022846396
Date	Aug 16, 2021
Instrument	2122846396

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate	2.25%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869

Mortgage

Document Number	0020320248
Date	Jul 22, 2022
Instrument	2220320248

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2020
Property Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Document Number	2032507279
Instrument Date	Jul 20, 2020
Instrument	32507279
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 GREGORY AVE #1 GLENDALE HEIGHTS IL 601397582, 1, GLENDALE HEIGHTS, IL 60139-7582

Mortgage

Document Number	2032507280
Date	Nov 20, 2020
Instrument	32507280

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Document Number	1804606180
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1401 LONGFORD CIR ELGIN IL 601204869, ELGIN, IL 60120-4869

Mortgage

Document Number	1804606180
Date	Feb 15, 2018
Instrument	4606180

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 20, 2017
Property Address	1401 LONGFORD CIR, ELGIN, IL 60120-4869
Document Number	1717112060
Instrument Date	May 31, 2017
Instrument	17112060
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	873 SHULER ST ELGIN IL 601236152, ELGIN, IL 60123-6152

Mortgage

Document Number	1717112061
Date	Jun 20, 2017
Instrument	17112061

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 Land $4,999 Building $28,001	$330,000 Land $49,990 Building $280,010
2023	$7,484.00 (+2.92%)
2022	$7,272.00	$25,999 Land $3,927 Building $22,072	$259,990 Land $39,270 Building $220,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1401 Longford Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 Longford Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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