1401 Holly St, Centralia, IL 62801 Property Records

Marion County property record for 1401 Holly St, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1,632 sqft · built 1996
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Tax Bill$1,543 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1400073450

Property Details

APN / Parcel Number

Primary APN1400073450

Interior

Building Area1,632 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Street Address1401 HOLLY ST
CityCENTRALIA
StateIL
Zip62801-4908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPICK MEADOWS SUB 100FT X 100FT NW COR LOT 1 BLK 1
Legal SubdivisionPICK MEADOWS SUB
Legal Block1
Legal Lot Number1
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group3
Census Block3024
Census Tract952400

Owner

1401 Holly St is owned and occupied by two individuals.

Source: Marion County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1401 HOLLY ST, CENTRALIA, IL 62801-4908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES NATIONAL BANK
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Recording DateMay 15, 2026
Property Address1401 HOLLY ST, CENTRALIA, IL 62801-4908
Document Number0000002029
Instrument DateMay 5, 2026
Instrument20262029
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1401 HOLLY ST, CENTRALIA, IL 62801-4908

Mortgage

Document Number0000002029,
DateMay 15, 2026
Instrument20262029
Lender
NamePEOPLES NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address1401 HOLLY ST, CENTRALIA, IL 62801-4908
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R04995
DateSep 30, 2021
Instrument2021R04995
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Holly St was $1,543 with exemptions applied.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,543.00$37,710 Land $4,050 Building $33,660$113,130 Land $12,150 Building $100,980
2022$1,274.00 Homeowner's exemption Senior Citizen's exemption$24,760 Land $3,070 Building $21,690$74,280 Land $9,210 Building $65,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Holly St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 Holly St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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