1401 Gooding Ave, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 1401 Gooding Ave, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,052 sqft · built 1977
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$233,050 (Mar 2023)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Mortgage + 1 more
APN	`06-8.0-33-002-001-048.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-33-002-001-048.000`

Interior

Building Area	1,052 sqft Base Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	170 ft deep x 90 ft wide

Location & Zoning

Street Address	1401 GOODING AVE
City	SAINT JOSEPH
State	MO
Zip	64504-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SPRING GARDEN HILLS LOT:6 BLK:LGL DESC:
Legal Subdivision	SPRING GARDEN HILLS
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 11, 2022	Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Apr 11, 2022
Deed Document Number	20231927
Deed Book / Page	3785 / 433
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850

Mortgage

Document Number	003814/844
Date	Jan 5, 2026
Book Page	3814/844
Instrument	2026000021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 20, 2023
Property Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850
Document Number	003785/433
Book / Page	3785 / 433
Instrument Date	Mar 17, 2023
Instrument	2023001927
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1511, SAINT JOSEPH, MO 64502-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850

Mortgage

Document Number	2023001928
Date	Mar 20, 2023
Instrument	2023001928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 11, 2022
Property Address	1401 GOODING AVE, SAINT JOSEPH, MO 64504-1850
Document Number	003774/787
Book / Page	3774 / 787
Instrument Date	Apr 8, 2022
Instrument	2022003378
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9131 WESTERN HILLS DR, 9131, KANSAS CITY, MO 64114-3574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1511, SAINT JOSEPH, MO 64502-1511

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00	$20,080 (+20.1%) Land $2,870 Building $17,210	$105,660 (+20.04%) Land $15,100 Building $90,560
2024	$1,437.00 (+30.87%)
2023	$1,098.00 (-0.63%)	$16,720 (-) Land $2,850 Building $13,870	$88,020 (-) Land $15,000 Building $73,020
2022	$1,105.00	$16,720 Land $2,850 Building $13,870
2021			$88,020 Land $15,000 Building $73,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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