1401 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1401 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,434 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2010)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1810-033-0021`

Property Details

APN / Parcel Number

Primary APN	`071-1810-033-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	588 sqft
2nd Floor Area	846 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1401 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 3 BLDG 15 UNIT 1401
Legal Subdivision	THE ESPLANADE PHASE 3
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3006
Census Tract	8501

Owner

1401 Esplanade Cir, a condominium, is owned and occupied by two individuals who acquired it in August 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 ESPLANADE CIR, FOLSOM, CA 95630-7365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 12, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2010 · Amount on File
Deed Sale	Apr 28, 2010 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Book / Page	20100428 / 966
Last Transfer Date	Aug 5, 2020
Transfer Doc	8120000000099
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1401 ESPLANADE CIR, FOLSOM, CA 95630-7365
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 ESPLANADE CIR, FOLSOM, CA 95630-7365

Mortgage

Document Number	0000000458
Date	Jul 30, 2024
Instrument	202407300458

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2020
Property Address	1401 ESPLANADE CIR, FOLSOM, CA 95630-7365
Document Number	2008120099
Instrument Date	Aug 5, 2020
Instrument	2008120099
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 ESPLANADE CIR FOLSOM CA 956307365, FOLSOM, CA 95630-7365

Mortgage

Document Number	2008120100
Date	Aug 12, 2020
Instrument	2008120100

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Esplanade Cir was $3,212, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,892 (+2%) Land $78,989 Building $190,903
2025	$3,212.00 (+1.94%)	$264,601 Land $77,441 Building $187,160
2024	$3,151.00 (+1.58%)
2023	$3,102.00 (+1.34%)	$254,329 Land $74,435 Building $179,894
2022	$3,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1401 Esplanade Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Esplanade Cir is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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