1401 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1401 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1952
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Feb 2022)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 13620505`

Property Details

APN / Parcel Number

Primary APN	`206 13620505`
Alternative APN	`13620505`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	206 13620505
Street Address	1401 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 66 FT OF W 132 FT OF S 132 FT L 4 HINMANS ADD
Legal Subdivision	HINMANS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1028
Census Tract	1900

Owner

Source: Rock County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Feb 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Feb 23, 2022	Warranty Deed, Transfer
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Jul 1, 2008	Trustee's Deed, Foreclosure · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	202212416
Last Transfer Date	Sep 22, 2026
Transfer Doc	0002319665
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Sep 28, 2026
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Document Number	0002319665
Instrument Date	Sep 22, 2026
Instrument	20262319665
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 EMERSON ST, BELOIT, WI 53511-5527

Mortgage

Document Number	0002319666,
Date	Sep 28, 2026
Instrument	20262319666

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001850966
Date	Jan 26, 2009
Instrument	1850966

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2024

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001971603
Date	Feb 25, 2013
Instrument	1971603

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2028

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 23, 2022
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Document Number	0002212416
Instrument Date	Feb 17, 2022
Instrument	2212416
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1401 EMERSON ST, BELOIT, WI 53511-5527

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 18, 2018
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Document Number	0002112238
Instrument Date	Aug 30, 2018
Instrument	2112238
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 EMERSON ST, BELOIT, WI 53511-5527

Mortgage

Document Number	0002112239
Date	Sep 18, 2018
Instrument	2112239

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

July 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCK WI
Recording Date	Jul 1, 2008
Property Address	1401 EMERSON ST, BELOIT, WI 53511-5527
Document Number	0001835482
Instrument Date	Jun 30, 2008
Instrument	1835482
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 EMERSON ST, BELOIT, WI 53511-5527

Mortgage

Document Number	0001835483
Date	Jul 1, 2008
Instrument	1835483

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00 (+31.22%) Homeowner's exemption	$204,700 (+24.89%) Land $12,300 Building $192,400	$224,800 (+20.6%)
2023	$2,463.00 Homeowner's exemption	$163,900 Land $12,300 Building $151,600	$186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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