1401 E Summerheights Dr, Meridian, ID 83646 Property Records

Ada County property record for 1401 E Summerheights Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 2016
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$258,600 (Jun 2016)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3581370110`

Property Details

APN / Parcel Number

Primary APN	`R3581370110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,649 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1401 E SUMMERHEIGHTS DR
City	MERIDIAN
State	ID
Zip	83646-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 09 BLK 02 HERITAGE GROVE SUB
Legal Range	01E
Legal Township	04N
Legal Section	31
Legal Subdivision	HERITAGE GROVE SUB
Legal Block	02
Legal Lot Number	09
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3009
Census Tract	10362

Owner

1401 E Summerheights Dr is owner-occupied and held in a trust since March 2017.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1401 E SUMMERHEIGHTS DR, MERIDIAN, ID 83646-6614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2016 · Amount on File
Deed Sale	Jun 16, 2016 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	201652685
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000026366
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1401 E SUMMERHEIGHTS DR, MERIDIAN, ID 83646-6614
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061720
Date	Oct 31, 2023
Instrument	2023-061720

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	899 Months
Due	Sep 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.6%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1401 E SUMMERHEIGHTS DR, MERIDIAN, ID 83646-6614
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY OF ADA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139164
Date	Oct 16, 2020
Instrument	2020-139164

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Mar 30, 2017
Property Address	1401 E SUMMERHEIGHTS DR, MERIDIAN, ID 83646-6614
Document Number	0000026366
Instrument Date	Mar 27, 2017
Instrument	26366
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1401 E SUMMERHEIGHTS DR MERIDIAN ID 836466614, MERIDIAN, ID 83646-6614

Tax Assessment & Valuation

The 2025 property tax bill for 1401 E Summerheights Dr was $1,481 with a homeowner's exemption, down 10.1% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 (-10.08%) Homeowner's exemption	$453,600	$453,600
2024	$1,647.00
2023		$415,600 Land $152,500 Building $263,100	$415,600 Land $152,500 Building $263,100
2022	$1,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 E Summerheights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 E Summerheights Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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