Allegany County property record for 1401 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,094 sqft · built 1910 |
| Lot Size | 0.134 acres (5,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Jan 2023) |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-028112 |
| Primary APN | 04-028112 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,094 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,818 sqft (0.134 acres) |
| Lot Dimensions | 114 ft deep x 38 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028112 |
|---|---|
| Street Address | 1401 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1401 OLDTOWN RD PT LOT 366 53.87X87.5 MAPLESIDE 37.65X113.75 |
| Legal Subdivision | MAPLESIDE ADD |
| Legal Lot Number | 366 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 700 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PEOPLES COMMUNITY FCU |
| Jan 19, 2023 | Deed, Transfer · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU |
| Jan 6, 2021 | Grant Deed, Transfer · FHA Mortgage ALCOVA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Jan 6, 2021 · Amount on Record |
| Deed Book / Page | 2849 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Document Number | 003099-0341 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 3099/341 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21505 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 15, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 19, 2023 |
| Property Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Document Number | 002849-0085 |
| Book / Page | 2849 / 85 |
| Map Reference | MB 1 PG 30 |
| Instrument Date | Nov 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | ATTICUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Document Number | 0028490093 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2849-0093 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Document Number | 002849-0117 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 2849/117 |
| Name | FIRST PEOPLES CFCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 6, 2021 |
| Property Address | 1401 E OLDTOWN RD, CUMBERLAND, MD 21502-4023 |
| Document Number | 0026220173 |
| Book / Page | 002622 / 000173 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 E OLDTOWN RD CUMBERLAND MD 215024023, CUMBERLAND, MD 21502-4023 |
| Document Number | 26220180 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 002622/000180 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2051 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (+3.91%) Land $11,600 Building $58,400 | $70,000 (-) Land $11,600 Building $58,400 | |
| 2025 | $617.00 (+6.93%) | $67,367 (+8.48%) | $70,000 (+12.72%) Land $11,600 Building $58,400 |
| 2023 | $577.00 | $62,100 Land $11,600 Building $50,500 | $62,100 Land $11,600 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures