1401 E Main St, Washington, IA 52353 Property Records

Washington County property record for 1401 E Main St, Washington, IA 52353

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 1900
Lot Size	0.398 acres (17,328 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-16-311-001`

Property Details

APN / Parcel Number

Primary APN	`11-16-311-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,328 sqft (0.398 acres)
Lot Dimensions	152 ft deep x 114 ft wide
Garage Type	Mixed
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	15 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1401 E MAIN ST
City	WASHINGTON
State	IA
Zip	52353-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 12 SMOUSE 2ND ADD LOT 4 &
Legal Subdivision	SMOUSE 2ND ADD
Legal Block	311
Legal Lot Number	4
Jurisdiction	WASHINGTON IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	960300

Owner

1401 E Main St is owned and occupied by two individuals.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 E MAIN ST, WASHINGTON, IA 52353-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	1401 E MAIN ST, WASHINGTON, IA 52353-2142
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211393
Date	Apr 8, 2021
Instrument	2021-1393

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	1401 E MAIN ST, WASHINGTON, IA 52353-2142
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191727
Date	Jun 11, 2019
Instrument	2019-1727

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	1401 E MAIN ST, WASHINGTON, IA 52353-2142
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201861
Date	May 27, 2020
Instrument	2020-1861

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1401 E Main St was $3,008 with a homeowner's exemption, down 0.6% from the year before.

Source: Washington County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Washington County
Municipality	Washington City
Unified School District	Washington Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,300 (-) Land $23,700 Building $142,600	$166,300 (-) Land $23,700 Building $142,600
2025	$3,008.00 (-0.59%) Homeowner's exemption	$166,300 Land $23,700 Building $142,600	$166,300 Land $23,700 Building $142,600
2024	$3,026.00
2023		$153,000 (+28.03%) Land $23,700 Building $129,300	$153,000 Land $23,700 Building $129,300
2022	$2,668.00 Homeowner's exemption	$119,500 Land $23,700 Building $95,800
2021			$119,500 Land $23,700 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON WATER DEPARTMENT serves 7,362 people · EPA ID IA9271068
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalona Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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