1401 Covington Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 1401 Covington Ct, Saint Charles, IL 60174

Property Summary

Property Type	Commercial Vacant Land
Details	5,038 sqft · built 1988
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Company Names on File
Last Sale	$29,275,000 (Oct 2017)
Tax Bill	$30,790 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-33-329-022`

Property Details

APN / Parcel Number

Primary APN	`09-33-329-022`

Interior

Units	10 Units
Stories	2 Stories
Building Area	5,038 sqft Gross Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,150 sqft (0.233 acres)
Porch	Porch

Location & Zoning

Street Address	1401 COVINGTON CT
City	SAINT CHARLES
State	IL
Zip	60174-3563
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	MAP AREA: 163-APARTMENTS>6
Legal Subdivision	COVINGTON COURT APTS
Legal Block	1
Legal Lot Number	1-25
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1004
Census Tract	852201

Owner

1401 Covington Ct, commercial vacant land, is owned by a company that bought it in October 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	815 W VAN BUREN ST, 550, CHICAGO, IL 60607-3559
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage BERKADIA COMMERCIAL MORTGAGE LLC
Oct 6, 2017	Special Warranty Deed, Transfer · Commercial Mortgage BERKADIA COMMERCIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Jun 12, 2013 · Amount on File
Deed Document Number	201752750
Prior Transfer Date	Jan 17, 2006
Prior Transfer Doc	0000006182
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1401 COVINGTON CT, ST CHARLES, IL 60174-3563
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031104
Date	Jun 29, 2018
Instrument	2018K031104

Lender

Name	BERKADIA COMMERCIAL MORTGAGE LLC
Type	Mortgage Company
Address	AMBLER, PA 19002

Agreement

Amount	Amount on Record
Term	421 Months
Due	Jul 1, 2053

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 6, 2017
Property Address	1401 COVINGTON CT, ST CHARLES, IL 60174-3563
Document Number	0000052750
Instrument Date	Sep 28, 2017
Instrument	2017K052750
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W VAN BUREN ST STE 550, 550, CHICAGO, IL 60607-3559
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052751
Date	Oct 6, 2017
Instrument	2017K052751

Lender

Name	BERKADIA COMMERCIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jul 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Covington Ct was $30,790.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,790.00	$439,015 (+8.53%) Land $41,022 Building $397,993	$1,317,572 (+8.53%) Land $123,115 Building $1,194,457
2024		$404,510 Land $37,798 Building $366,712	$1,214,016 Land $113,439 Building $1,100,576
2022	$32,044.00 (+3.86%)	$396,872 (+4.91%) Land $37,447 Building $359,425	$1,190,616 (+4.91%) Land $112,341 Building $1,078,275
2021	$30,852.00	$378,297 Land $35,694 Building $342,603	$1,134,891 Land $107,082 Building $1,027,809

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1401 Covington Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Covington Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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