1401 Clermont Rd, Durham, NC 27713 Property Records

Durham County property record for 1401 Clermont Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 1977
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Feb 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0727-59-9132`

Property Details

APN / Parcel Number

Primary APN	`0727-59-9132`
Alternative APNs	`0727-59-91-3278` `153361`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,950 sqft Heated Area
1st Floor Area	1,225 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Lot Area	27,007 sqft (0.619 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1401 CLERMONT RD
City	DURHAM
State	NC
Zip	27713-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:18/LT#821 & PT STREET CLOSING PL:000171-000176
Legal Subdivision	PRKWOOD SEC 18
Legal Lot Number	821
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2007
Census Tract	2013

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 10, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2000
Deed Sale	Apr 25, 2000
Deed Document Number	0002821285
Deed Book / Page	2821 / 0285
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	EQUITY LOAN SERVICES INC, EQUITY STLMT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLERMONT RD, DURHAM, NC 27713-2424

Mortgage

Document Number	0104580596
Date	Jan 6, 2026
Book Page	10458/596
Instrument	2026159837

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1020 Months
Due	Jan 24, 2111

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083660153
Date	Feb 16, 2018
Book Page	8366/153
Instrument	2018005154

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086520506
Date	May 10, 2019
Book Page	8652/0506
Instrument	2019015232

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087670952
Date	Oct 4, 2019
Book Page	8767/952
Instrument	2019036312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27709

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Document Number	0088350399
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLERMONT RD DURHAM NC 277132424, DURHAM, NC 27713-2424

Mortgage

Document Number	0088350399
Date	Dec 27, 2019
Book Page	008835/000399
Instrument	48032

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1401 CLERMONT RD, DURHAM, NC 27713-2424
Document Number	0088220496
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLERMONT RD DURHAM NC 277132424, DURHAM, NC 27713-2424

Mortgage

Document Number	0088220496
Date	Dec 11, 2019
Book Page	008822/000496
Instrument	45898

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.29%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+35.12%)	$437,004 (+78.51%) Land $162,000 Building $275,004	$437,004 (+78.51%) Land $162,000 Building $275,004
2023	$3,206.00 (+2.33%)	$244,807 Land $42,636 Building $202,171	$244,807 Land $42,636 Building $202,171
2022	$3,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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