1401 Clancy Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1401 Clancy Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,674 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Oct 2022)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`600-01-00-620`

Property Details

APN / Parcel Number

Primary APN	`600-01-00-620`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,674 sqft Living Area
1st Floor Area	1,131 sqft
Upper Floors Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	779 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1401 CLANCY RD
City	MOUNT PLEASANT
State	SC
Zip	29466-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WAVERLY PHASE THREE DESCRIPTION -LOT 65
Legal Subdivision	WAVERLY PHASE THREE
Legal Phase	3
Legal Lot Number	65
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4609

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 13, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Oct 31, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Book / Page	1144 / 265
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0676/0385
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319

Mortgage

Document Number	0013410600
Date	Oct 2, 2025
Book Page	1341/600

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009900983
Date	May 17, 2021
Book Page	990/983

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Document Number	0862/0872
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLANCY RD MOUNT PLEASANT SC 294669319, MOUNT PLEASANT, SC 29466-9319

Mortgage

Document Number	0862/0872
Date	Feb 27, 2020
Book Page	000862/000872

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Document Number	0744/0771
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLANCY RD MOUNT PLEASANT SC 294669319, MOUNT PLEASANT, SC 29466-9319

Mortgage

Document Number	0744/0771
Date	Sep 4, 2018
Book Page	000744/000771

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 31, 2017
Property Address	1401 CLANCY RD, MOUNT PLEASANT, SC 29466-9319
Document Number	0676/0385
Book / Page	000676 / 000385
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CLANCY RD MOUNT PLEASANT SC 294669319, MOUNT PLEASANT, SC 29466-9319

Mortgage

Document Number	676/0387
Date	Oct 31, 2017
Book Page	000676/000387

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+9.94%)	$956,700 (+2,697.37%) Land $224,700 Building $732,000	$956,700 (+77.46%) Land $224,700 Building $732,000
2024	$3,280.00 (+80.42%)	$34,200 (+74.13%)
2022	$1,818.00	$19,640	$539,100 (-36.95%) Land $110,900 Building $428,200
2020			$855,000 Land $193,511 Building $661,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 660 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	740 units insured incl. 80 condo units
Nearby Flood Claims	30 (1989–2019)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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