Larimer County property record for 1401 Bison Ridge Ct, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,108 sqft · built 2004 |
| Lot Size | 0.35 acres (15,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Feb 2024) |
| Tax Bill | $5,815 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 86251-05-002 |
| Primary APN | 86251-05-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,108 sqft Living Area |
| Gross Area | 5,443 sqft |
| Basement Area | 1,579 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,234 sqft (0.35 acres) |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 326 sqft |
| Patio Area | 210 sqft |
| Balcony Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1616613 |
|---|---|
| Street Address | 1401 BISON RIDGE CT |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BISON RIDGE SUBDIVISION, WIN (2002032081) |
| Legal Range | 68W |
| Legal Township | 6N |
| Legal Section | 25 |
| Legal Subdivision | BISON RIDGE SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1714 |
Source: Larimer County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Feb 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CANVAS CU |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit PUBLIC SVC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on Record |
| Deed Sale | Feb 7, 2024 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 20244575 |
| Prior Transfer Date | May 15, 2008 |
| Prior Transfer Doc | 0000032229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 29, 2026 |
| Property Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000025827 |
| Instrument Date | May 23, 2026 |
| Instrument | 202625827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000025827, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202625827 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 7, 2024 |
| Property Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000004575 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 20240004575 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000004576 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 20240004576 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000070787 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 20210070787 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | LONE TREE, CO 80124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000082694 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 20190082694 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1401 BISON RIDGE CT, WINDSOR, CO 80550-4678 |
| Document Number | 0000055199 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1401 BISON RIDGE CT WINDSOR CO 805504678, WINDSOR, CO 80550-4678 |
| Document Number | 0000055199 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 55199 |
| Name | PUBLIC SVC CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,815.00 (+8.05%) | $52,232 (-6.89%) Land $14,063 Building $38,169 | $835,700 (-0.19%) Land $225,000 Building $610,700 |
| 2023 | $5,382.00 (+24.3%) | $56,099 (+37.44%) Land $12,663 Building $43,436 | $837,300 (+42.57%) Land $189,000 Building $648,300 |
| 2022 | $4,330.00 | $40,817 Land $10,126 Building $30,691 | $587,300 Land $145,700 Building $441,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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