Santa Rosa County property record for 1401 Bell Creek Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,524 sqft · built 2003 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (May 2001) |
| Tax Bill | $184 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-3N-30-0000-00803-0000 |
| Primary APN | 04-3N-30-0000-00803-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Adjusted Area |
| Gross Area | 1,698 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 6,680 ft deep x 1,310 ft wide |
| Deck Area | 144 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Gazebo | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Account Number | 043N300000008030000 |
|---|---|
| Street Address | 1401 BELL CREEK RD |
| City | JAY |
| State | FL |
| Zip | 32565-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM INS OF C/L BELL CREEK RD & W SEC LN THN S0*11'08E 1052. 42 FT TO POB THN S89*36'39E 667.77 FT THN S0*04'03E 130. 50 FT |
| Legal Range | 30W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | COM INS OF C/L BELL CREEK |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 10200 |
1401 Bell Creek Rd is owned and occupied by an individual who bought it in May 2001.
Source: Santa Rosa County records, as of April 15, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 BELL CREEK RD, JAY, FL 32565-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2001 · Amount on File |
| Deed Sale | May 11, 2001 · Amount on File |
| Deed Document Number | 0190201992 |
| Record Updated | Jun 7, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $184.00 Homeowner's exemption Widower's exemption | $45,976 | $79,242 Land $24,000 Building $55,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1401 Bell Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401 Bell Creek Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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