1401 Ard Brac Pl, Salisbury, MD 21804 Property Records

Wicomico County property record for 1401 Ard Brac Pl, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 1991
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2025)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-032173`

Property Details

APN / Parcel Number

Primary APN	`08-032173`
Alternative APN	`032173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032173
Street Address	1401 ARD BRAC PL
City	SALISBURY
State	MD
Zip	21804-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BL C L 16-7,800 SQFT 1401 ARD BRAC PLACE EIREAN MHOR SUB SEC 2
Legal Subdivision	ARD BRAC PLACE EIREAN MHOR SUB
Legal Block	C
Legal Lot Number	16
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1000
Census Tract	10501

Owner

1401 Ard Brac Pl is owned and occupied by two individuals who bought it in June 2025.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 5, 2019	Grant Deed, Transfer · Conventional with PMI GERALD K ELMER
Nov 21, 2018	Quit Claim Deed, Foreclosure OTHER
Feb 1, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Apr 25, 2022 · Amount on File
Deed Book / Page	5551 / 244
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0044050079
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	May 29, 2026
Property Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Document Number	5725000084
Book / Page	5725 / 84
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167

Mortgage

Document Number	5725000084,
Date	May 29, 2026
Book Page	5725/84

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 25, 2022
Property Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Document Number	0050840375
Book / Page	5084 / 375
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167

Mortgage

Document Number	0005084382
Date	Apr 25, 2022
Instrument	5084-382

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 5, 2019
Property Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Document Number	0044530310
Book / Page	004453 / 000310
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	24 LOTUS CT OCEAN NJ 077127200, OCEAN, NJ 07712-7200

Mortgage

Document Number	44530316
Date	Apr 5, 2019
Book Page	004453/000316

Lender

Name	GERALD K ELMER

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	13.7%

November 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 21, 2018
Property Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Document Number	0044050079
Book / Page	004405 / 000079
Instrument Date	Mar 16, 2018
Transaction Type	Foreclosure
Record Updated	Dec 6, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 1, 2018
Property Address	1401 ARD BRAC PL, SALISBURY, MD 21804-9167
Document Number	0042830137
Book / Page	004283 / 000137
Instrument Date	Jan 31, 2018
Transaction Type	Foreclosure
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$109.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Ard Brac Pl was $2,087 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,200 (+4.77%)	$258,800 (+14.31%) Land $25,400 Building $233,400
2025	$2,087.00 Homeowner's exemption	$226,400 Land $25,400 Building $201,000	$226,400 Land $25,400 Building $201,000
2023	$1,643.00	$164,733	$226,400 Land $25,400 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Ard Brac Pl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (2005–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1401 Ard Brac Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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