St. Joseph County property record for 1401 5th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,312 sqft · built 1907 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,000 (Mar 2025) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Apr 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-212-003-00 |
| Primary APN | 051-212-003-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Unfinished Basement | 1,312 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 157 ft deep x 87.5 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1401 5TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 7 & N 1/2 OF LOT 8 BLK 1 BELLS ADD. CITY OF 3 RIVERS. |
| Legal Subdivision | BELLS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7,8 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1006 MEADOWLANE DR, STURGIS, MI 49091-1072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK |
| Apr 12, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Dec 6, 2022 | Land Contract, Transfer |
| May 28, 2021 | Intrafamily Transfer, Transfer |
| Oct 6, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | May 3, 2024 · Amount on Record |
| Deed Document Number | 20252012 |
| Prior Transfer Date | Apr 12, 2024 |
| Prior Transfer Doc | 2024002904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 3, 2024 |
| Property Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2024003333 |
| Map Reference | LB 1 PG 41 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024003333 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56626 BRAVE DR, THREE RIVERS, MI 49093-9015 |
| Name | Verified Name |
|---|---|
| Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2024003334 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024003334 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 12, 2024 |
| Property Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2024002904 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024002904 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 56626 BRAVE DR, THREE RIVERS, MI 49093-9015 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 6, 2022 |
| Property Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2022010232 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022010232 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 56626 BRAVE DR, THREE RIVERS, MI 49093-9015 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 28, 2021 |
| Property Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2021005710 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021005710 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 6, 2020 |
| Property Address | 1401 5TH ST, THREE RIVERS, MI 49093-1825 |
| Document Number | 2020006300 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2020006300 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W MAIN ST, 125, CENTREVILLE, MI 49032-9623 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,700 (-1.19%) Land $5,400 Building $94,300 | $199,400 (-1.19%) Land $10,800 Building $188,600 | |
| 2025 | $4,576.00 Homeowner's exemption | $100,900 (+143.72%) Land $5,200 Building $95,700 | $201,800 (+143.72%) Land $10,400 Building $191,400 |
| 2023 | $41,400 Land $3,300 Building $38,100 | $82,800 Land $6,600 Building $76,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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