14009 Smiley Pl, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 14009 Smiley Pl, Atascadero, CA 93422 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2021
Square Footage	3,524 sqft Living Area
Lot Size	882,090 sqft (20.2 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2008)
Tax Bill	$12,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051-361-004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Building Area	3,524 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood Construction
Lot Area	882,090 sqft (20.2 acres)
Parking Spaces	3 Parking Spaces
Topography	Steep Topography

Utilities and HVAC

Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	14009 SMILEY PL
City	ATASCADERO
State	CA
Zip	93422-1635
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ATAS COL PM 39-4 PAR 3
Jurisdiction	SAN LUIS OBISPO CA
Minor Civil Division	NORTH COAST
Census Blockgroup	2
Census Block	2005
Census Tract	13000

Owner

Source: San Luis Obispo County records · APN 051-361-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	7395 EL CAMINO REAL, ATASCADERO, CA 93422-4628
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) US BANK NA
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2008 · Amount on Record
Deed Sale	Jul 25, 2008 · Amount on Record
Prior Sale	Mar 08, 2002 · Amount on Record
Deed Doc Number	2008038426
Record Refreshed	Jun 07, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14009 SMILEY PL, ATASCADERO, CA 93422-1635
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023320
Date	Jun 18, 2019
Instrument	2019023320

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14009 SMILEY PL, ATASCADERO, CA 93422-1635
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14009 SMILEY PL, ATASCADERO, CA 93422-1635

Mortgage

Document Number	0000062569
Date	Sep 13, 2021
Instrument	2021062569

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,357.00 (+1.86%) Homeowner's exemption	$1,088,875 (+1.03%) Land $412,355 Building $676,520
2023	$12,131.00 (+1.27%) Homeowner's exemption	$1,077,806 Land $427,556 Building $650,250
2022	$11,979.00

Flood & Wildfire

14009 Smiley Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Very High 94th percentile of exposed land nationally · 80th in California
Wildfire Likelihood	Very High — about 1 in 79 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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