14006 Clarks Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14006 Clarks Ln, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,400 sqft · built 1969
Lot Size	10.1 acres (442,134 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2018)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-010168`

Property Details

APN / Parcel Number

Primary APN	`07-010168`
Alternative APNs	`7010168` `010168`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	442,134 sqft (10.1 acres)

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	612 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010168
Street Address	14006 CLARKS LN
City	RIDGELY
State	MD
Zip	21660-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	10.15 AC SW/S CLARKS LANE NW OF RIDGELY
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1020
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14006 CLARKS LN, RIDGELY, MD 21660-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LENDING
Oct 25, 2019	Deed of Trust, Mortgage CLEARPATH LNDG
Feb 1, 2019	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Apr 9, 2018	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Book / Page	1306 / 453
Prior Transfer Date	Apr 9, 2018
Prior Transfer Doc	0013060453
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14006 CLARKS LN, RIDGELY, MD 21660-1413
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014760487
Date	Mar 15, 2021
Book Page	1476/487

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14006 CLARKS LN, RIDGELY, MD 21660-1413
Document Number	0013840131
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14006 CLARKS LN RIDGELY MD 216601413, RIDGELY, MD 21660-1413

Mortgage

Document Number	0013840131
Date	Nov 8, 2019
Book Page	001384/000131

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14006 CLARKS LN, RIDGELY, MD 21660-1413
Document Number	0013460091
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14006 CLARKS LN RIDGELY MD 216601413, RIDGELY, MD 21660-1413

Mortgage

Document Number	0013460091
Date	Feb 21, 2019
Book Page	001346/000091

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14006 CLARKS LN, RIDGELY, MD 21660-1413
Document Number	0013060465
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14006 CLARKS LN RIDGELY MD 216601413, RIDGELY, MD 21660-1413

Mortgage

Document Number	0013060465
Date	Apr 23, 2018
Book Page	001306/000465

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+8.07%)	$321,733 (+29.07%)	$351,700 (+34.34%) Land $163,600 Building $188,100
2025	$3,257.00 (+19.65%)
2023	$2,722.00	$249,267	$261,800 Land $130,700 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

May also be available: T-Mobile, Verizon.

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