Chesterfield County property record for 14005 Shadow Ridge Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,580 sqft · built 1987 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Jul 2015) |
| Tax Bill | $4,137 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03615130000A004 |
| Primary APN | 03615130000A004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Finished Area |
| 1st Floor Area | 240 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 11,456 sqft (0.263 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 374258001 |
|---|---|
| Street Address | 14005 SHADOW RIDGE RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | SHADOW RIDGE L 4 BK A |
| Legal Subdivision | SHADOW RIDGE |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100937 |
14005 Shadow Ridge Rd is owned and occupied by an individual who bought it in July 2015.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14005 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2015 · Amount on File |
| Deed Sale | Jul 9, 2015 · Amount on File |
| Deed Book / Page | 1092 / 20284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14005 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014054-62 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 14054/62 |
| Instrument | 2022035621 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14005 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4113 |
| Document Number | 13145407 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14005 SHADOW RIDGE RD MIDLOTHIAN VA 231124113, MIDLOTHIAN, VA 23112-4113 |
| Document Number | 13145407 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 013145/000407 |
| Instrument | 71391 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
The 2026 property tax bill for 14005 Shadow Ridge Rd was $4,137.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,137.00 | $462,100 (+1.09%) Land $80,000 Building $382,100 | $462,100 (+1.09%) Land $80,000 Building $382,100 |
| 2025 | $457,100 Land $75,000 Building $382,100 | $457,100 Land $75,000 Building $382,100 | |
| 2023 | $3,811.00 | $416,100 Land $71,000 Building $345,100 | $416,100 Land $71,000 Building $345,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14005 Shadow Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14005 Shadow Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures