14005 Seven Oaks Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14005 Seven Oaks Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,659 sqft · built 1980
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Jun 2022)
Tax Bill	$3,006 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-44-38-600-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-44-38-600-000`
Alternative APNs	`047110500000005` `406431001` `445948000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,659 sqft Finished Area
1st Floor Area	96 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,543 sqft (0.265 acres)
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	680 sqft
Deck Area	126 sqft
Patio Area	126 sqft
Balcony Area	27 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	445948000
Street Address	14005 SEVEN OAKS CT
City	MIDLOTHIAN
State	VA
Zip	23112-4264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 5
Legal Subdivision	SEVEN OAKS
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14005 SEVEN OAKS CT, MIDLOTHIAN, VA 23112-4264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE
Jan 25, 2021	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 9, 2019	Warranty Deed, Transfer · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202225966
Deed Book / Page	13985 / 756
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 6, 2022
Property Address	14005 SEVEN OAKS CT, MIDLOTHIAN, VA 23112-4264
Document Number	013985-756
Book / Page	13985 / 756
Instrument Date	May 26, 2022
Instrument	2022025966
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 SEVEN OAKS CT, MIDLOTHIAN, VA 23112-4264

Mortgage

Document Number	2022025967
Date	Jun 6, 2022
Instrument	2022025967

Lender

Name	TOWNE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14005 SEVEN OAKS CT, MIDLOTHIAN, VA 23112-4264
Document Number	13214335
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 SEVEN OAKS CT MIDLOTHIAN VA 231124264, MIDLOTHIAN, VA 23112-4264

Mortgage

Document Number	13214335
Date	Jan 29, 2021
Book Page	013214/000335
Instrument	6280

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 9, 2019
Property Address	14005 SEVEN OAKS CT, MIDLOTHIAN, VA 23112-4264
Document Number	12367189
Book / Page	012367 / 000189
Instrument Date	Jul 1, 2019
Instrument	25383
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 SEVEN OAKS CT MIDLOTHIAN VA 231124264, MIDLOTHIAN, VA 23112-4264

Mortgage

Document Number	12367193
Date	Jul 9, 2019
Book Page	012367/000193
Instrument	25384

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,006.00 (+7.97%)	$335,000 (+4.49%) Land $80,000 Building $255,000	$335,000 (+4.49%) Land $80,000 Building $255,000
2025		$320,600 (+5.74%) Land $78,000 Building $242,600	$320,600 (+5.74%) Land $78,000 Building $242,600
2023	$2,784.00	$303,200 Land $72,000 Building $231,200	$303,200 Land $72,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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