14005 Chestnut St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 14005 Chestnut St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 1980
Lot Size	0.416 acres (18,126 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2023)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0405-205-10-0000`

Property Details

APN / Parcel Number

Primary APN	`0405-205-10-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	1,687 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,126 sqft (0.416 acres)
Lot Dimensions	159 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	369 sqft
Patio Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	14005 CHESTNUT ST
City	HESPERIA
State	CA
Zip	92345-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5375 LOT 123 TRACT 5375 LOT 123 EX 1/2 MIN RTS WITHOUT S E
Legal Subdivision	TRACT NO 5375
Legal Tract	5375
Legal Block	2
Legal Lot Number	123
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2011
Census Tract	10016

Owner

14005 Chestnut St is owned and occupied by an individual who bought it in November 2023.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC
Nov 17, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Nov 17, 2023	Intrafamily Transfer, Transfer
Nov 17, 2023	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 11, 2019	Grant Deed, Transfer · Conventional Mortgage EQUINOX LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Document Number	2023286013
Prior Transfer Date	Mar 6, 2006
Prior Transfer Doc	0000173139
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 30, 2026
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Document Number	0000195961
Instrument Date	Jul 25, 2026
Instrument	2026195961
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006

Mortgage

Document Number	0000195961,
Date	Jul 30, 2026
Instrument	2026195961

Lender

Name	EQUITY SMART HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2023
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Document Number	0000286011
Map Reference	MB 64 PG 85&86
Instrument Date	Nov 16, 2023
Instrument	2023-0286011
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2023
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Document Number	0000286012
Map Reference	MB 64 PG 85&86
Instrument Date	Nov 6, 2023
Instrument	2023-0286012
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2023
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Document Number	0000286013
Map Reference	MB 64 PG 85&86
Instrument Date	Nov 2, 2023
Instrument	2023-0286013
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006

Mortgage

Document Number	0000286014
Date	Nov 17, 2023
Instrument	2023-0286014

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549065
Date	Dec 27, 2017
Instrument	2017-0549065

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 11, 2019
Property Address	14005 CHESTNUT ST, HESPERIA, CA 92345-8006
Document Number	0000458197
Instrument Date	Nov 15, 2019
Instrument	458197
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14005 CHESTNUT ST HESPERIA CA 923458006, HESPERIA, CA 92345-8006

Mortgage

Document Number	458198
Date	Dec 11, 2019
Instrument	458198

Lender

Name	EQUINOX LENDING CORP
Address	505 N TUSTIN AVE # 250, SANTA ANA, CA 92705-3735

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14005 Chestnut St was $4,540.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,160 (+2%) Land $83,232 Building $332,928
2025	$4,540.00	$408,000 Land $81,600 Building $326,400
2023	$4,871.00 (+53.37%)	$289,075 Land $57,815 Building $231,260
2022	$3,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14005 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14005 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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