14004 Summercliff Trl, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 14004 Summercliff Trl, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,584 sqft · built 1993
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Jun 2018)
Tax Bill	$25 (2026)
Deeds & Mortgages	Sep 2021 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`724-66-01-94-100-000`

Property Details

APN / Parcel Number

Primary APN	`724-66-01-94-100-000`
Alternative APNs	`091100200000050` `397065001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,584 sqft Finished Area
1st Floor Area	1,366 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	24,742 sqft (0.568 acres)
Garage Area	636 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	469 sqft
Deck Area	302 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	397065001
Street Address	14004 SUMMERCLIFF TRL
City	CHESTERFIELD
State	VA
Zip	23832-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMERFORD SEC A 000-050
Legal Subdivision	SUMMERFORD
Legal Lot Number	50
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101015

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14004 SUMMERCLIFF TRL, CHESTERFIELD, VA 23832-2497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK OF KANSAS CITY
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	201821177
Deed Book / Page	12005 / 888
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14004 SUMMERCLIFF TRL, CHESTERFIELD, VA 23832-2497
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013620-151
Date	Sep 9, 2021
Book Page	13620/151
Instrument	2021058420

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14004 SUMMERCLIFF TRL, CHESTERFIELD, VA 23832-2497
Document Number	12784274
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14004 SUMMERCLIFF TRL CHESTERFIELD VA 238322497, CHESTERFIELD, VA 23832-2497

Mortgage

Document Number	12784274
Date	Jun 8, 2020
Book Page	012784/000274
Instrument	26175

Lender

Name	FIRST FED'L BK/KANSAS CITY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 11, 2018
Property Address	14004 SUMMERCLIFF TRL, CHESTERFIELD, VA 23832-2497
Document Number	12005888
Book / Page	012005 / 000888
Instrument Date	Jun 5, 2018
Instrument	21177
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14004 SUMMERCLIFF TRL CHESTERFIELD VA 238322497, CHESTERFIELD, VA 23832-2497

Mortgage

Document Number	12005893
Date	Jun 11, 2018
Book Page	012005/000893
Instrument	21178

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$613,100 (+1.32%) Land $91,000 Building $522,100	$613,100 (+1.32%) Land $91,000 Building $522,100
2025	$25.00	$605,100 (+10.7%) Land $88,000 Building $517,100	$605,100 (+10.7%) Land $88,000 Building $517,100
2023	$25.00	$546,600 Land $83,000 Building $463,600	$546,600 Land $83,000 Building $463,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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