14003 Ruffner Rd, Fort Wayne, IN 46814 Property Records

Allen County property record for 14003 Ruffner Rd, Fort Wayne, IN 46814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,816 sqft · built 2002
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (May 2014)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-11-08-352-001.000-038`

Property Details

APN / Parcel Number

Primary APN	`02-11-08-352-001.000-038`
Alternative APN	`1152920203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,816 sqft Living Area
Gross Area	5,191 sqft
1st Floor Area	2,402 sqft
Attic	Attic
Attic Area	382 sqft
Basement Area	1,637 sqft
Finished Basement	1,414 sqft
Unfinished Basement	223 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	1,500 ft deep x 1,120 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14003 RUFFNER RD
City	FORT WAYNE
State	IN
Zip	46814-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEWATER SEC VI LOT 203
Legal Subdivision	BRIDGEWATER
Legal Lot Number	203
Jurisdiction	ALLEN IN
Township / Civil Division	ABOITE
Census Block Group	4
Census Block	4010
Census Tract	11608

Owner

14003 Ruffner Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14003 RUFFNER RD, FORT WAYNE, IN 46814-9188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on File
Deed Sale	May 23, 2014 · Amount on File
Prior Sale	Oct 15, 2012 · Amount on File
Deed Document Number	201422777
Prior Transfer Date	Jun 3, 2005
Prior Transfer Doc	0000036464
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14003 RUFFNER RD, FORT WAYNE, IN 46814-9188
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020016676
Date	Mar 25, 2020
Instrument	2020016676

Lender

Name	SUMMIT MORTGAGE INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46835

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 14003 Ruffner Rd was $4,002 with a homeowner's exemption, down 2.4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Aboite Township
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00 (-2.37%)	$495,600 Land $67,400 Building $428,200	$495,600 Land $67,400 Building $428,200
2024	$4,099.00 (-26.7%)
2023	$5,592.00 (+73.61%)	$480,900 (+12.89%) Land $67,400 Building $413,500	$480,900 (+12.89%) Land $67,400 Building $413,500
2022	$3,221.00	$426,000 Land $67,400 Building $358,600	$426,000 Land $67,400 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14003 Ruffner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14003 Ruffner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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