14001 Surrey Junction Ln, Sutter Creek, CA 95685 Property Records

Amador County property record for 14001 Surrey Junction Ln, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,761 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2015)
Tax Bill	$4,669 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-510-006-000`

Property Details

APN / Parcel Number

Primary APN	`015-510-006-000`
Alternative APN	`1551000600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	3,761 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14001 SURREY JUNCTION LN
City	SUTTER CREEK
State	CA
Zip	95685-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SURREY JUNCTION #1
Legal Subdivision	SURREY JUNCTION #1
Legal Lot Number	6
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	1
Census Block	1005
Census Tract	401

Owner

Source: Amador County records · APN 015-510-006-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11310 PROSPECT DR, 10, JACKSON, CA 95642-9369
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	20157128
Prior Transfer Date	Mar 08, 2012
Prior Transfer Doc	0000002549
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14001 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9624
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14001 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9624

Mortgage

Document Number	0000008531
Date	Jul 23, 2021
Instrument	2021-0008531

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14001 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9624
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001227
Date	Feb 22, 2019
Instrument	2019-0001227

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14001 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9624
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003084
Date	Apr 23, 2020
Instrument	2020-0003084

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,952 (+2%) Land $277,714 Building $362,238
2025	$4,669.00 (+2.37%) Disabled Person's exemption Veteran's exemption	$627,405 (+4.04%) Land $272,269 Building $355,136
2024			$697,950
2023	$4,561.00 (+1.06%) Disabled Person's exemption Veteran's exemption	$603,045 Land $261,698 Building $341,347
2022	$4,513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amador County (06005C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060050004011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1997–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Wildfire

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Volcano Communications Company Fiber · DSL in parts of the area	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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