1400 Winzer Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1400 Winzer Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 2021
Lot Size	0.12 acres (5,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,199,000 (May 2023)
Tax Bill	$15,342 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`808-60-049`

Property Details

APN / Parcel Number

Primary APN	`808-60-049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	1,227 sqft

Exterior

Year Built	Built 2021
Construction Type	Wood
Lot Area	5,240 sqft (0.12 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1400 WINZER PL
City	GILROY
State	CA
Zip	95020-2781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10520 LOT 49
Legal Tract	10520
Legal Lot Number	49
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2012
Census Tract	512510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	1400 WINZER PL, GILROY, CA 95020-2781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Apr 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
May 9, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	25480046
Record Updated	Jun 8, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2023
Property Address	1400 WINZER PL, GILROY, CA 95020-2781
Document Number	0025480046
Map Reference	MB 933 PG 13-26
Instrument Date	May 22, 2023
Instrument	25480046
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1400 WINZER PL, GILROY, CA 95020-2781

Mortgage

Document Number	0025480047
Date	May 25, 2023
Instrument	25480047

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2033
Change Frequency	10 Years
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	10-Year TN
Margin	2
Max Rate	10.3%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1400 WINZER PL, GILROY, CA 95020-2781
Transaction Type	Mortgage
Record Updated	Apr 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 WINZER PL, GILROY, CA 95020-2781

Mortgage

Document Number	0025458166
Date	Apr 5, 2023
Instrument	25458166

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 9, 2022
Property Address	1400 WINZER PL, GILROY, CA 95020-2781
Document Number	0025298546
Map Reference	MB 933 PG 13-26
Instrument Date	May 4, 2022
Instrument	25298546
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1400 WINZER PLACE, GILROY, CA 95020-2781

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,342.00 (+10.93%)	$1,247,438 (+12.33%) Land $810,783 Building $436,655
2023	$13,830.00 (+184.92%) Homeowner's exemption	$1,110,537 Land $459,000 Building $651,537
2022	$4,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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