1400 Williams St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1400 Williams St, Chattanooga, TN 37408

Property Summary

Property Type	Office Building
Details	7,104 sqft · built 2001
Lot Size	0.16 acres (6,978 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Oct 2018)
Deeds & Mortgages	Dec 2019 Loan Modification Jun 2019 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`145L B 026`

Property Details

APN / Parcel Number

Primary APN	`145L B 026`
Alternative APN	`0000070729`

Interior

Stories	2 Stories
Building Area	7,104 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	6,978 sqft (0.16 acres)
Lot Dimensions	163 ft deep x 175 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000070729
Street Address	1400 WILLIAMS ST
City	CHATTANOOGA
State	TN
Zip	37408-1140
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	M1
Legal Description	LT 46 STANTONS SUB PB H2 PG 156 REV 111-14 REV 114-55
Legal Subdivision	STANTON J C
Legal Block	1
Legal Lot Number	46
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1039
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Market and Main Streets Historic District listed 1992 · 60 contributing resources · NRIS 92000927

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1400 Williams St, a commercial property, is owned by a company that bought it in October 2018.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Loan Modification, Mortgage BANCORPSOUTH
Jun 6, 2019	Loan Modification, Mortgage BANCORPSOUTH
Oct 23, 2018	Grant Deed, Transfer SUNTRUST BK
Jul 31, 2018	Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH
Jun 12, 2018	Warranty Deed, Construction Loan BANCORPSOUTH
Dec 22, 2017	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH
Dec 22, 2017	Warranty Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	2018216
Deed Book / Page	11484 / 454
Prior Transfer Date	May 19, 1995
Prior Transfer Doc	0054750071
Record Updated	Jun 8, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	1223000039
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	1223000039
Date	Dec 23, 2019
Book Page	011857/000188
Instrument	191223000039

Lender

Name	BANCORPSOUTH
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 22, 2039

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	0607000060
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0607000060
Date	Jun 7, 2019
Book Page	011662/000796
Instrument	190607000060

Lender

Name	BANCORPSOUTH
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 6, 2020

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 23, 2018
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	1023000216
Book / Page	011484 / 000454
Instrument Date	Oct 22, 2018
Instrument	181023000216
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CUMBERLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,845.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 WILLIAMS ST CHATTANOOGA TN 374081140, CHATTANOOGA, TN 37408-1140

Mortgage

Document Number	1023000217
Date	Oct 23, 2018
Book Page	011484/000457
Instrument	181023000217

Lender

Name	SUNTRUST BK
Type	Bank
Address	211 PERIMETER CENTER PKWY NE # 500, ATLANTA, GA 30346-1307

Agreement

Amount	Amount on Record

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 31, 2018
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	0731000090
Book / Page	011413 / 000881
Instrument Date	Jul 27, 2018
Instrument	180731000090
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611

Mortgage

Document Number	731000090
Date	Jul 31, 2018
Book Page	011413/000881
Instrument	180731000090

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 12, 2018
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	0612000170
Book / Page	011371 / 000641
Instrument Date	Jun 4, 2018
Instrument	180612000170
Transaction Type	Construction Loan
Record Updated	Jan 20, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611
Investor	Possibly a Property Investor

Mortgage

Document Number	612000171
Date	Jun 12, 2018
Book Page	011371/000644
Instrument	180612000171

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jun 11, 2020

Mortgage

Document Number	612000173,
Date	Jun 12, 2018
Book Page	011371/000664
Instrument	180612000173

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 22, 2017
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	0000000022
Book / Page	011233 / 000891
Instrument Date	Dec 13, 2017
Instrument	22
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	TITLE GUARANTY TRUST COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2646 BROAD ST CHATTANOOGA TN 374083022, CHATTANOOGA, TN 37408-3022

Mortgage

Document Number	24
Date	Dec 22, 2017
Book Page	011233/000900
Instrument	24

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 21, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	25,
Date	Dec 22, 2017
Book Page	011233/000910
Instrument	25

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 21, 2018

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 22, 2017
Property Address	1400 WILLIAMS ST, CHATTANOOGA, TN 37408-1140
Document Number	0000000027
Book / Page	011233 / 000930
Instrument Date	Dec 13, 2017
Instrument	27
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Tax	$5,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7047 LEE HWY #100 CHATTANOOGA TN 374211793, 100, CHATTANOOGA, TN 37421-1793

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed	$2,071,500 (+44.03%) Land $483,200 Building $1,588,300
2024	Additional exemption filed	$1,438,200 (-) Land $386,500 Building $1,051,700
2023	Additional exemption filed	$1,438,200 Land $386,500 Building $1,051,700

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1400 Williams St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1980–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1400 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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